Helsana COMPLETA vs. SWICA Completa Top: benefits compared
Direct comparison of Helsana COMPLETA and SWICA Completa Top in 5 categories. All values come from the policy terms and are backed by their source.
Helsana COMPLETA is better on 2 features, SWICA Completa Top on 1; both are equal on 3.
Medicines and medical aids
| Feature |
Helsana COMPLETA |
SWICA Completa Top |
Result |
|---|
| Medicines outside the SL (percent) |
90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 1 |
90%Source: ZB Completa Top (VVG), edition 2027, p. 4 |
equal |
|---|
| Medical aids (percent) |
90%Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 |
90%Source: ZB Completa Top (VVG), edition 2027, p. 6 |
equal |
|---|
| Medical aids: annual cap |
CHF 1’500Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 |
CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6 |
Helsana COMPLETA better |
|---|
| Hearing aids: cap |
CHF 1’500Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11 |
No verified information |
not comparable |
|---|
All products in “Medicines and medical aids” compared
Dental care
| Feature |
Helsana COMPLETA |
SWICA Completa Top |
Result |
|---|
| Orthodontics for children |
YesSource: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Orthodontics: maximum amount |
CHF 10’000Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Orthodontics up to age |
20Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Wisdom teeth removal |
YesSource: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11 |
No verified information |
not comparable |
|---|
| Coverage (percent) |
No verified information |
50%Source: ZB Completa Top (VVG), edition 2027, p. 6 |
not comparable |
|---|
| Annual cap |
No verified information |
CHF 100Source: ZB Completa Top (VVG), edition 2027, p. 6 |
not comparable |
|---|
| Dental treatment abroad |
No verified information |
YesSource: ZB Completa Top (VVG), edition 2027, p. 6 |
not comparable |
|---|
All products in “Dental care” compared
Contract terms
| Feature |
Helsana COMPLETA |
SWICA Completa Top |
Result |
|---|
| Minimum contract duration in years |
1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
No verified information |
not comparable |
|---|
| Cancellation notice in months |
3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 |
equal |
|---|
| Insurer does not cancel after a claim |
YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 |
No verified information |
not comparable |
|---|
| Premium and age |
Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-oldSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 |
No verified information |
not comparable |
|---|
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.