Helsana HOSPITAL ECO Allgemein vs. ÖKK ÖKK SPITAL SPITAL GLOBAL: benefits compared
Direct comparison of Helsana HOSPITAL ECO Allgemein and ÖKK ÖKK SPITAL SPITAL GLOBAL in 4 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL ECO Allgemein is better on 1 features, ÖKK ÖKK SPITAL SPITAL GLOBAL on 0; both are equal on 3.
- Helsana HOSPITAL ECO Allgemein
- ÖKK ÖKK SPITAL SPITAL GLOBAL
- Compare with other products
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Hospital
| Feature | Helsana HOSPITAL ECO Allgemein | ÖKK ÖKK SPITAL SPITAL GLOBAL | Result |
|---|---|---|---|
| Cost share (percent) | 0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | No verified information | not comparable |
| Free hospital choice across Switzerland | No verified information | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
| Allowance for staying in a lower ward (per day) | No verified information | CHF 400Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 | not comparable |
| Psychiatric clinic: maximum days | No verified information | 90Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
| Ward | No verified information | Private ward worldwide (single room)Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 | not comparable |
Maternity
| Feature | Helsana HOSPITAL ECO Allgemein | ÖKK ÖKK SPITAL SPITAL GLOBAL | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 | equal |
| Birth centre | No verified information | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
Travel abroad
| Feature | Helsana HOSPITAL ECO Allgemein | ÖKK ÖKK SPITAL SPITAL GLOBAL | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
| Emergency cover cap | No verified information | UnlimitedSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | not comparable |
| Planned treatment abroad | No verified information | UnlimitedSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | not comparable |
Contract terms
Information only, not advice, no guarantee. The insurers' own documents are authoritative.