Helsana HOSPITAL ECO Allgemein vs. SWICA Completa Forte: benefits compared

Direct comparison of Helsana HOSPITAL ECO Allgemein and SWICA Completa Forte in 3 categories. All values come from the policy terms and are backed by their source.

Helsana HOSPITAL ECO Allgemein is better on 0 features, SWICA Completa Forte on 1; both are equal on 2.

Maternity

Feature Helsana HOSPITAL ECO Allgemein SWICA Completa Forte Result
Waiting period in months 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 No verified information not comparable
Breastfeeding allowance No verified information CHF 200Source: ZB Completa Forte (VVG), edition 2027, p. 5 not comparable

All products in “Maternity” compared

Home help

Feature Helsana HOSPITAL ECO Allgemein SWICA Completa Forte Result
Daily cap CHF 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2 CHF 30Source: ZB Completa Forte (VVG), edition 2027, p. 5 equal
Maximum number of days 30Source: ZVB HOSPITAL ECO, Ausgabe 2016, edition 2027, p. 2 60Source: ZB Completa Forte (VVG), edition 2027, p. 5 SWICA Completa Forte better

All products in “Home help” compared

Contract terms

Feature Helsana HOSPITAL ECO Allgemein SWICA Completa Forte Result
Minimum contract duration in years 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Premium and age Premiums in 5-year age bands up to 91+; over 65 max 3x the premium of a 30-year-old, over 70 max 4x.Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 No verified information not comparable
Upgrade without a health check No verified information Not coveredSource: ZB Completa Forte (VVG), edition 2027, p. 8 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

An unexpected error has occurred. Reload