Home Supplementary insurance at a glance Helsana HOSPITAL FLEX Flex 1 vs. Visana Ambulant Ambulant III: benefits compared Helsana HOSPITAL FLEX Flex 1 vs. Visana Ambulant Ambulant III: benefits compared
Direct comparison of Helsana HOSPITAL FLEX Flex 1 and Visana Ambulant Ambulant III in 2 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL FLEX Flex 1 is better on 0 features, Visana Ambulant Ambulant III on 0; both are equal on 1.
Travel abroad
Feature
Helsana HOSPITAL FLEX Flex 1
Visana Ambulant Ambulant III
Result Emergency cover cap
CHF 500 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 No verified information not comparable Planned treatment abroad
CHF 500 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 No verified information not comparable Maximum trip duration in days
No verified information 56 Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable Worldwide validity
No verified information Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
Helsana HOSPITAL FLEX Flex 1
Visana Ambulant Ambulant III
Result Minimum contract duration in years
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 equal Family discount
No verified information Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable Accident cover included
No verified information Yes Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 not comparable Premium and age
No verified information Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January. Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.