Home Supplementary insurance at a glance Helsana HOSPITAL Halbprivat Halbprivat vs. ÖKK ÖKK ELTERN: benefits compared Helsana HOSPITAL Halbprivat Halbprivat vs. ÖKK ÖKK ELTERN: benefits compared
Direct comparison of Helsana HOSPITAL Halbprivat Halbprivat and ÖKK ÖKK ELTERN in 2 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Halbprivat Halbprivat is better on 2 features, ÖKK ÖKK ELTERN on 0; both are equal on 3.
Maternity
Feature
Helsana HOSPITAL Halbprivat Halbprivat
ÖKK ÖKK ELTERN
Result Waiting period in months
12 months Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 12 months Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 equal Home birth
Yes Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 Not covered Source: AVB ÖKK ELTERN 2026, edition 2027, p. 3 Helsana HOSPITAL Halbprivat Halbprivat better Birth centre
Yes Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 1 Yes Source: AVB ÖKK ELTERN 2026, edition 2027, p. 3 equal Birth preparation amount
No verified information CHF 200 Source: AVB ÖKK ELTERN 2026, edition 2027, p. 2 not comparable Breastfeeding allowance
No verified information CHF 150 Source: AVB ÖKK ELTERN 2026, edition 2027, p. 2 not comparable
All products in “Maternity” compared
Contract terms
Feature
Helsana HOSPITAL Halbprivat Halbprivat
ÖKK ÖKK ELTERN
Result Minimum contract duration in years
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 3 Source: AVB ÖKK ELTERN 2026, edition 2027, p. 2 Helsana HOSPITAL Halbprivat Halbprivat better Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal Family discount
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 not comparable Upgrade without a health check
No verified information Not covered Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 not comparable Suspension possible
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 not comparable Prerequisite
No verified information Requires the base module ÖKK START (and KVG basic insurance as supplement) Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 4 not comparable Other notable benefits
No verified information Family room costs up to CHF 200/day for birth in a list/contract hospital Source: AVB ÖKK ELTERN 2026, edition 2027, p. 3 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.