Helsana HOSPITAL Halbprivat Halbprivat vs. Visana Spital VIVA Spital VIVA Halbprivat: benefits compared
Direct comparison of Helsana HOSPITAL Halbprivat Halbprivat and Visana Spital VIVA Spital VIVA Halbprivat in 3 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Halbprivat Halbprivat is better on 1 features, Visana Spital VIVA Spital VIVA Halbprivat on 2; both are equal on 0.
- Helsana HOSPITAL Halbprivat Halbprivat
- Visana Spital VIVA Spital VIVA Halbprivat
- Compare with other products
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Hospital
| Feature | Helsana HOSPITAL Halbprivat Halbprivat | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Cost share (percent) | 0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
| Coverage in non-listed hospitals | Not coveredSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 1 | No verified information | not comparable |
| Psychiatric clinic: maximum days | 90Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | 180Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Acute hospital: maximum days | UnlimitedSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | No verified information | not comparable |
| Rooming-in (per day) | CHF 100Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Free hospital choice across Switzerland | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | not comparable |
Cures and recovery
| Feature | Helsana HOSPITAL Halbprivat Halbprivat | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 100Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | CHF 75Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Helsana HOSPITAL Halbprivat Halbprivat better |
| Recovery stay (per day) | CHF 100Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Maximum cure days per year | 21Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Halbprivat better |
| Transitional care after hospital | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | No verified information | not comparable |
Contract terms
| Feature | Helsana HOSPITAL Halbprivat Halbprivat | Visana Spital VIVA Spital VIVA Halbprivat | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.