Helsana HOSPITAL Privat Privat vs. KPT Spital-Zusatzversicherung Flex Flex Eco: benefits compared
Direct comparison of Helsana HOSPITAL Privat Privat and KPT Spital-Zusatzversicherung Flex Flex Eco in 4 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Privat Privat is better on 1 features, KPT Spital-Zusatzversicherung Flex Flex Eco on 0; both are equal on 4.
- Helsana HOSPITAL Privat Privat
- KPT Spital-Zusatzversicherung Flex Flex Eco
- Compare with other products
- Have your own policy checked: order the report
Hospital
| Feature | Helsana HOSPITAL Privat Privat | KPT Spital-Zusatzversicherung Flex Flex Eco | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | YesSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
| Cost share (percent) | 0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
| Coverage in non-listed hospitals | Not coveredSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 1 | No verified information | not comparable |
| Psychiatric clinic: maximum days | 180Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | 45Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 2 | Helsana HOSPITAL Privat Privat better |
| Rooming-in (per day) | CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Ward choice at admission | No verified information | YesSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 1 | not comparable |
| Maximum cost share per year | No verified information | CHF 6’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 2 | not comparable |
| Ward | No verified information | General, semi-private or private ward, chosen before admissionSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 1 | not comparable |
Maternity
| Feature | Helsana HOSPITAL Privat Privat | KPT Spital-Zusatzversicherung Flex Flex Eco | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
| Home birth | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | YesSource: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 | equal |
| Birth centre | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
Travel abroad
| Feature | Helsana HOSPITAL Privat Privat | KPT Spital-Zusatzversicherung Flex Flex Eco | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | No verified information | not comparable |
| Planned treatment abroad | UnlimitedSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
| Maximum trip duration in days | No verified information | 56Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 | not comparable |
| Trip cancellation costs | No verified information | CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung Flex Eco, edition 2027, p. 3 | not comparable |
Contract terms
Information only, not advice, no guarantee. The insurers' own documents are authoritative.