Helsana HOSPITAL Privat Privat vs. Visana Spital VIVA Spital VIVA Privat Europa: benefits compared
Direct comparison of Helsana HOSPITAL Privat Privat and Visana Spital VIVA Spital VIVA Privat Europa in 3 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Privat Privat is better on 1 features, Visana Spital VIVA Spital VIVA Privat Europa on 1; both are equal on 2.
- Helsana HOSPITAL Privat Privat
- Visana Spital VIVA Spital VIVA Privat Europa
- Compare with other products
- Have your own policy checked: order the report
Hospital
Cures and recovery
| Feature | Helsana HOSPITAL Privat Privat | Visana Spital VIVA Spital VIVA Privat Europa | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | CHF 100Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Helsana HOSPITAL Privat Privat better |
| Recovery stay (per day) | CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Maximum cure days per year | 21Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Privat Europa better |
| Transitional care after hospital | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | No verified information | not comparable |
Contract terms
| Feature | Helsana HOSPITAL Privat Privat | Visana Spital VIVA Spital VIVA Privat Europa | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Prerequisite | No verified information | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.