Helsana PRIMEO vs. SWICA Completa Forte: benefits compared

Direct comparison of Helsana PRIMEO and SWICA Completa Forte in 4 categories. All values come from the policy terms and are backed by their source.

Helsana PRIMEO is better on 2 features, SWICA Completa Forte on 1; both are equal on 1.

Medicines and medical aids

Feature Helsana PRIMEO SWICA Completa Forte Result
Medical aids: annual cap CHF 5’000Source: ZVB PRIMEO, Ausgabe 1. Januar 2025, edition 2027, p. 2 CHF 200Source: ZB Completa Forte (VVG), edition 2027, p. 6 Helsana PRIMEO better
Medical aids (percent) No verified information 90%Source: ZB Completa Forte (VVG), edition 2027, p. 6 not comparable

All products in “Medicines and medical aids” compared

Prevention

Feature Helsana PRIMEO SWICA Completa Forte Result
Health check-up CHF 1’700Source: ZVB PRIMEO, Ausgabe 1. Januar 2025, edition 2027, p. 2 No verified information not comparable
Coverage (percent) No verified information 90%Source: ZB Completa Forte (VVG), edition 2027, p. 6 not comparable
Annual cap No verified information CHF 500Source: ZB Completa Forte (VVG), edition 2027, p. 6 not comparable

All products in “Prevention” compared

Home help

Feature Helsana PRIMEO SWICA Completa Forte Result
Daily cap CHF 100Source: ZVB PRIMEO, Ausgabe 1. Januar 2025, edition 2027, p. 2 CHF 30Source: ZB Completa Forte (VVG), edition 2027, p. 5 Helsana PRIMEO better
Maximum number of days 30Source: ZVB PRIMEO, Ausgabe 1. Januar 2025, edition 2027, p. 2 60Source: ZB Completa Forte (VVG), edition 2027, p. 5 SWICA Completa Forte better

All products in “Home help” compared

Contract terms

Feature Helsana PRIMEO SWICA Completa Forte Result
Minimum contract duration in years 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Accident cover included YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 No verified information not comparable
Upgrade without a health check No verified information Not coveredSource: ZB Completa Forte (VVG), edition 2027, p. 8 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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