Helsana PRIMEO vs. SWICA Supplementa: benefits compared

Direct comparison of Helsana PRIMEO and SWICA Supplementa in 2 categories. All values come from the policy terms and are backed by their source.

Helsana PRIMEO is better on 1 features, SWICA Supplementa on 0; both are equal on 0.

Medicines and medical aids

Feature Helsana PRIMEO SWICA Supplementa Result
Medical aids: annual cap CHF 5’000Source: ZVB PRIMEO, Ausgabe 1. Januar 2025, edition 2027, p. 2 CHF 500Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 Helsana PRIMEO better
Medical aids (percent) No verified information 90%Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 not comparable

All products in “Medicines and medical aids” compared

Contract terms

Feature Helsana PRIMEO SWICA Supplementa Result
Minimum contract duration in years 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable
Accident cover included YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 No verified information not comparable
Prerequisite No verified information Requires existing Completa Top or Completa Forte supplementary insurance with SWICA; Supplementa ends automatically when that contract ends.Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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