KPT Pulse Pulse Eco vs. Visana Ambulant Ambulant II: benefits compared
Direct comparison of KPT Pulse Pulse Eco and Visana Ambulant Ambulant II in 4 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Eco is better on 2 features, Visana Ambulant Ambulant II on 2; both are equal on 4.
- KPT Pulse Pulse Eco
- Visana Ambulant Ambulant II
- Compare with other products
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Medicines and medical aids
| Feature | KPT Pulse Pulse Eco | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Medicines outside the SL (percent) | 90%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | No verified information | not comparable |
| Medicines outside the SL: maximum | CHF 50’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | UnlimitedSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | Visana Ambulant Ambulant II better |
| Medical aids: annual cap | CHF 150Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | CHF 1’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | Visana Ambulant Ambulant II better |
| Medical aids (percent) | No verified information | 90%Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | not comparable |
Prevention
Travel abroad
| Feature | KPT Pulse Pulse Eco | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Maximum trip duration in days | 56Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 2 | 56Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | equal |
| Trip cancellation costs | CHF 20’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 2 | No verified information | not comparable |
| Worldwide validity | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4 | not comparable |
Contract terms
| Feature | KPT Pulse Pulse Eco | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | equal |
| Accident cover included | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | equal |
| Prerequisite | The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 3 | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.