KPT Pulse Pulse Top vs. SWICA Supplementa: benefits compared
Direct comparison of KPT Pulse Pulse Top and SWICA Supplementa in 3 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Top is better on 0 features, SWICA Supplementa on 2; both are equal on 1.
- KPT Pulse Pulse Top
- SWICA Supplementa
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Medicines and medical aids
| Feature | KPT Pulse Pulse Top | SWICA Supplementa | Result |
|---|---|---|---|
| Medicines outside the SL (percent) | 90%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 | No verified information | not comparable |
| Medicines outside the SL: maximum | CHF 50’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 | No verified information | not comparable |
| Medical aids: annual cap | CHF 300Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 | CHF 500Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | SWICA Supplementa better |
| Medical aids (percent) | No verified information | 90%Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | not comparable |
Glasses and contact lenses
| Feature | KPT Pulse Pulse Top | SWICA Supplementa | Result |
|---|---|---|---|
| Contribution for adults | CHF 250Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 | CHF 300Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | SWICA Supplementa better |
| Period for adults in months | 36 monthsSource: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 | 36 monthsSource: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | equal |
Contract terms
| Feature | KPT Pulse Pulse Top | SWICA Supplementa | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Accident cover included | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | No verified information | not comparable |
| Prerequisite | The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 | Requires existing Completa Top or Completa Forte supplementary insurance with SWICA; Supplementa ends automatically when that contract ends.Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | not comparable |
| Premium and age | Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5 | No verified information | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.