KPT Zahn-Zusatzversicherung vs. ÖKK ÖKK START: benefits compared
Direct comparison of KPT Zahn-Zusatzversicherung and ÖKK ÖKK START in 2 categories. All values come from the policy terms and are backed by their source.
KPT Zahn-Zusatzversicherung is better on 0 features, ÖKK ÖKK START on 0; both are equal on 1.
- KPT Zahn-Zusatzversicherung
- ÖKK ÖKK START
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Dental care
| Feature | KPT Zahn-Zusatzversicherung | ÖKK ÖKK START | Result |
|---|---|---|---|
| Orthodontics for children | YesSource: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Orthodontics up to age | 20Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Benefits up to age | No verified information | 25Source: AVB ÖKK START 2026, edition 2027, p. 4 | not comparable |
| Wisdom teeth removal | No verified information | YesSource: AVB ÖKK START 2026, edition 2027, p. 4 | not comparable |
| Dental treatment abroad | No verified information | YesSource: AVB ÖKK START 2026, edition 2027, p. 4 | not comparable |
Contract terms
| Feature | KPT Zahn-Zusatzversicherung | ÖKK ÖKK START | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Prerequisite | Only LK 6 requires combination with Krankenpflege-Plus insurance (LK 1 or LK 2); other LK have no such requirement.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are tariffed by age band (e.g. LK 0-4: 0-5, 6-10, ... ab 66); moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | No verified information | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
| Accident cover included | No verified information | YesSource: AVB ÖKK START 2026, edition 2027, p. 2 | not comparable |
| Other notable benefits | No verified information | Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverageSource: AVB ÖKK START 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.