ÖKK ÖKK START

Name: ÖKK ÖKK START
Brand: ÖKK

Verified benefits of ÖKK ÖKK START (Combined): 25 details in 10 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 42 of 50

Feature	Value
Free hospital choice across Switzerland	Not coveredSource: AVB ÖKK START 2026, edition 2027, p. 2
Psychiatric clinic: maximum days	90Source: AVB ÖKK START 2026, edition 2027, p. 3

All products in “Hospital” compared

Outpatient

Rank 7 of 11

Feature	Value
Sterilisation	CHF 1’000Source: AVB ÖKK START 2026, edition 2027, p. 3

All products in “Outpatient” compared

Medicines and medical aids

Rank 7 of 21

Feature	Value
Medicines outside the SL (percent)	90%Source: AVB ÖKK START 2026, edition 2027, p. 3
Medicines outside the SL: maximum	CHF 20’000Source: AVB ÖKK START 2026, edition 2027, p. 3
Medical aids (percent)	50%Source: AVB ÖKK START 2026, edition 2027, p. 3
Medical aids: annual cap	CHF 300Source: AVB ÖKK START 2026, edition 2027, p. 3

All products in “Medicines and medical aids” compared

Glasses and contact lenses

Rank 12 of 18

Feature	Value
Contribution for adults	CHF 80Source: AVB ÖKK START 2026, edition 2027, p. 3
Period for adults in months	12 monthsSource: AVB ÖKK START 2026, edition 2027, p. 3

All products in “Glasses and contact lenses” compared

Dental care

Rank 32 of 34

Feature	Value
Benefits up to age	25Source: AVB ÖKK START 2026, edition 2027, p. 4
Wisdom teeth removal	YesSource: AVB ÖKK START 2026, edition 2027, p. 4
Dental treatment abroad	YesSource: AVB ÖKK START 2026, edition 2027, p. 4

All products in “Dental care” compared

Rescue and transport

Rank =6 of 34

Feature	Value
Rescue cost cap	CHF 50’000Source: AVB ÖKK START 2026, edition 2027, p. 4
Transport cost cap	CHF 50’000Source: AVB ÖKK START 2026, edition 2027, p. 4
Trips to treatments	CHF 300Source: AVB ÖKK START 2026, edition 2027, p. 4

All products in “Rescue and transport” compared

Cures and recovery

Rank 14 of 37

Feature	Value
Spa cure (per day)	CHF 30Source: AVB ÖKK START 2026, edition 2027, p. 4
Recovery stay (per day)	CHF 50Source: AVB ÖKK START 2026, edition 2027, p. 4
Maximum cure days per year	21Source: AVB ÖKK START 2026, edition 2027, p. 4

All products in “Cures and recovery” compared

Home help

Rank 11 of 22

Feature	Value
Daily cap	CHF 40Source: AVB ÖKK START 2026, edition 2027, p. 4
Annual cap	CHF 400Source: AVB ÖKK START 2026, edition 2027, p. 4

All products in “Home help” compared

Psychotherapy

Rank 11 of 11

Feature	Value
Therapist requirements	Psychotherapist must hold cantonal licence for independent practiceSource: AVB ÖKK START 2026, edition 2027, p. 3

All products in “Psychotherapy” compared

Contract terms

Rank =100 of 126

Feature	Value
Insurer does not cancel after a claim	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6
Family discount	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9
Accident cover included	YesSource: AVB ÖKK START 2026, edition 2027, p. 2
Other notable benefits	Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverageSource: AVB ÖKK START 2026, edition 2027, p. 4

All products in “Contract terms” compared

Facts

ÖKK ÖKK START: Free hospital choice across Switzerland: Not covered (AVB ÖKK START 2026, edition 2027, p. 2).
ÖKK ÖKK START: Psychiatric clinic: maximum days 90 (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Sterilisation CHF 1’000 (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Medicines outside the SL (percent) 90% (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Medicines outside the SL: maximum CHF 20’000 (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Medical aids (percent) 50% (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Medical aids: annual cap CHF 300 (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Contribution for adults CHF 80 (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Period for adults in months 12 months (AVB ÖKK START 2026, edition 2027, p. 3).
ÖKK ÖKK START: Benefits up to age 25 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Wisdom teeth removal: Yes (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Dental treatment abroad: Yes (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Rescue cost cap CHF 50’000 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Transport cost cap CHF 50’000 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Trips to treatments CHF 300 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Spa cure (per day) CHF 30 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Recovery stay (per day) CHF 50 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Maximum cure days per year 21 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Daily cap CHF 40 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Annual cap CHF 400 (AVB ÖKK START 2026, edition 2027, p. 4).
ÖKK ÖKK START: Insurer does not cancel after a claim: Yes (ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6).
ÖKK ÖKK START: Family discount: Yes (ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9).
ÖKK ÖKK START: Accident cover included: Yes (AVB ÖKK START 2026, edition 2027, p. 2).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.