KPT Zahn-Zusatzversicherung vs. Visana Ambulant VIVA Ambulant VIVA II: benefits compared
Direct comparison of KPT Zahn-Zusatzversicherung and Visana Ambulant VIVA Ambulant VIVA II in 2 categories. All values come from the policy terms and are backed by their source.
KPT Zahn-Zusatzversicherung is better on 0 features, Visana Ambulant VIVA Ambulant VIVA II on 0; both are equal on 2.
- KPT Zahn-Zusatzversicherung
- Visana Ambulant VIVA Ambulant VIVA II
- Compare with other products
- Have your own policy checked: order the report
Dental care
Contract terms
| Feature | KPT Zahn-Zusatzversicherung | Visana Ambulant VIVA Ambulant VIVA II | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | equal |
| Prerequisite | Only LK 6 requires combination with Krankenpflege-Plus insurance (LK 1 or LK 2); other LK have no such requirement.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 1 | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | Premiums are tariffed by age band (e.g. LK 0-4: 0-5, 6-10, ... ab 66); moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen Zahn-Zusatzversicherung, edition 2027, p. 2 | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.