ÖKK ÖKK START vs. Visana Ambulant Ambulant I: benefits compared
Direct comparison of ÖKK ÖKK START and Visana Ambulant Ambulant I in 2 categories. All values come from the policy terms and are backed by their source.
ÖKK ÖKK START is better on 2 features, Visana Ambulant Ambulant I on 0; both are equal on 3.
- ÖKK ÖKK START
- Visana Ambulant Ambulant I
- Compare with other products
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Rescue and transport
| Feature | ÖKK ÖKK START | Visana Ambulant Ambulant I | Result |
|---|---|---|---|
| Rescue cost cap | CHF 50’000Source: AVB ÖKK START 2026, edition 2027, p. 4 | CHF 25’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3 | ÖKK ÖKK START better |
| Transport cost cap | CHF 50’000Source: AVB ÖKK START 2026, edition 2027, p. 4 | CHF 10’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3 | ÖKK ÖKK START better |
| Trips to treatments | CHF 300Source: AVB ÖKK START 2026, edition 2027, p. 4 | No verified information | not comparable |
Contract terms
| Feature | ÖKK ÖKK START | Visana Ambulant Ambulant I | Result |
|---|---|---|---|
| Insurer does not cancel after a claim | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | equal |
| Family discount | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | equal |
| Accident cover included | YesSource: AVB ÖKK START 2026, edition 2027, p. 2 | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | equal |
| Other notable benefits | Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverageSource: AVB ÖKK START 2026, edition 2027, p. 4 | Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.