SWICA Completa Forte vs. Visana Spital VIVA Spital VIVA Allgemein: benefits compared

Direct comparison of SWICA Completa Forte and Visana Spital VIVA Spital VIVA Allgemein in 2 categories. All values come from the policy terms and are backed by their source.

SWICA Completa Forte is better on 1 features, Visana Spital VIVA Spital VIVA Allgemein on 1; both are equal on 0.

Cures and recovery

Feature SWICA Completa Forte Visana Spital VIVA Spital VIVA Allgemein Result
Spa cure (per day) CHF 30Source: ZB Completa Forte (VVG), edition 2027, p. 5 CHF 50Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 Visana Spital VIVA Spital VIVA Allgemein better
Recovery stay (per day) CHF 20Source: ZB Completa Forte (VVG), edition 2027, p. 5 No verified information not comparable
Maximum cure days per year 30Source: ZB Completa Forte (VVG), edition 2027, p. 5 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 SWICA Completa Forte better

All products in “Cures and recovery” compared

Contract terms

Feature SWICA Completa Forte Visana Spital VIVA Spital VIVA Allgemein Result
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 No verified information not comparable
Upgrade without a health check Not coveredSource: ZB Completa Forte (VVG), edition 2027, p. 8 No verified information not comparable
Accident cover included No verified information YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Only with basic insurance at the same insurer No verified information YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Prerequisite No verified information Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 not comparable
Premium and age No verified information Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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