SWICA Hospita Hospita Allgemein vs. Visana Ambulant Ambulant I: benefits compared
Direct comparison of SWICA Hospita Hospita Allgemein and Visana Ambulant Ambulant I in 2 categories. All values come from the policy terms and are backed by their source.
SWICA Hospita Hospita Allgemein is better on 1 features, Visana Ambulant Ambulant I on 1; both are equal on 1.
- SWICA Hospita Hospita Allgemein
- Visana Ambulant Ambulant I
- Compare with other products
- Have your own policy checked: order the report
Rescue and transport
| Feature | SWICA Hospita Hospita Allgemein | Visana Ambulant Ambulant I | Result |
|---|---|---|---|
| Rescue cost cap | CHF 20’000Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 | CHF 25’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3 | Visana Ambulant Ambulant I better |
| Transport cost cap | CHF 20’000Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 | CHF 10’000Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3 | SWICA Hospita Hospita Allgemein better |
Contract terms
| Feature | SWICA Hospita Hospita Allgemein | Visana Ambulant Ambulant I | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | equal |
| Upgrade without a health check | Not coveredSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4 | No verified information | not comparable |
| Premium and age | Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
| Notable exclusions | Extra costs of medically necessary out-of-canton treatment not covered; cover limited to the difference above the reference tariff for non-covered out-of-canton careSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 | No verified information | not comparable |
| Other notable benefits | Sterilisation at birth (90%, max CHF 500) and jaw surgery (up to CHF 10,000 per year)Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6 | Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.