SWICA Hospita Hospita Allgemein

Name: SWICA Hospita Hospita Allgemein
Brand: SWICA

Verified benefits of SWICA Hospita Hospita Allgemein (Hospital): 18 details in 6 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 28 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 3
Acute hospital: maximum days	UnlimitedSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5
Ward	General ward of SWICA-recognised hospitals in Switzerland and LiechtensteinSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 3

All products in “Hospital” compared

Maternity

Rank =15 of 42

Feature	Value
Waiting period in months	12 monthsSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6

All products in “Maternity” compared

Rescue and transport

Rank 16 of 34

Feature	Value
Rescue cost cap	CHF 20’000Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8
Transport cost cap	CHF 20’000Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7

All products in “Rescue and transport” compared

Cures and recovery

Rank 19 of 37

Feature	Value
Spa cure (per day)	CHF 30Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7
Recovery stay (per day)	CHF 15Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7
Maximum cure days per year	30Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7

All products in “Cures and recovery” compared

Home help

Rank 15 of 22

Feature	Value
Maximum number of days	60Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7
Home nursing (per day)	CHF 30Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7

All products in “Home help” compared

Contract terms

Rank 18 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6
Upgrade without a health check	Not coveredSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4
Premium and age	Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8
Notable exclusions	Extra costs of medically necessary out-of-canton treatment not covered; cover limited to the difference above the reference tariff for non-covered out-of-canton careSource: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5
Other notable benefits	Sterilisation at birth (90%, max CHF 500) and jaw surgery (up to CHF 10,000 per year)Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6

All products in “Contract terms” compared

Facts

SWICA Hospita Hospita Allgemein: Free hospital choice across Switzerland: Yes (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 3).
SWICA Hospita Hospita Allgemein: Acute hospital: maximum days: Unlimited (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5).
SWICA Hospita Hospita Allgemein: Waiting period in months 12 months (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6).
SWICA Hospita Hospita Allgemein: Rescue cost cap CHF 20’000 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8).
SWICA Hospita Hospita Allgemein: Transport cost cap CHF 20’000 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Spa cure (per day) CHF 30 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Recovery stay (per day) CHF 15 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Maximum cure days per year 30 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Maximum number of days 60 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Home nursing (per day) CHF 30 (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7).
SWICA Hospita Hospita Allgemein: Minimum contract duration in years 1 (AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6).
SWICA Hospita Hospita Allgemein: Cancellation notice in months 3 months (AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6).
SWICA Hospita Hospita Allgemein: Insurer does not cancel after a claim: Yes (AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6).
SWICA Hospita Hospita Allgemein: Upgrade without a health check: Not covered (ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.