SWICA Supplementa vs. Visana Ambulant Ambulant III: benefits compared
Direct comparison of SWICA Supplementa and Visana Ambulant Ambulant III in 3 categories. All values come from the policy terms and are backed by their source.
SWICA Supplementa is better on 0 features, Visana Ambulant Ambulant III on 0; both are equal on 1.
- SWICA Supplementa
- Visana Ambulant Ambulant III
- Compare with other products
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Medicines and medical aids
| Feature | SWICA Supplementa | Visana Ambulant Ambulant III | Result |
|---|---|---|---|
| Medical aids (percent) | 90%Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | 90%Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | equal |
| Medical aids: annual cap | CHF 500Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Medicines outside the SL: maximum | No verified information | UnlimitedSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | not comparable |
Glasses and contact lenses
| Feature | SWICA Supplementa | Visana Ambulant Ambulant III | Result |
|---|---|---|---|
| Contribution for adults | CHF 300Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Period for adults in months | 36 monthsSource: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Period for children in months | No verified information | 12 monthsSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | not comparable |
| Children's rule applies up to age | No verified information | 18Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 2 | not comparable |
Contract terms
| Feature | SWICA Supplementa | Visana Ambulant Ambulant III | Result |
|---|---|---|---|
| Prerequisite | Requires existing Completa Top or Completa Forte supplementary insurance with SWICA; Supplementa ends automatically when that contract ends.Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.