SWICA Supplementa vs. Visana Ambulant VIVA Ambulant VIVA I: benefits compared
Direct comparison of SWICA Supplementa and Visana Ambulant VIVA Ambulant VIVA I in 2 categories. All values come from the policy terms and are backed by their source.
SWICA Supplementa is better on 0 features, Visana Ambulant VIVA Ambulant VIVA I on 0; both are equal on 0.
- SWICA Supplementa
- Visana Ambulant VIVA Ambulant VIVA I
- Compare with other products
- Have your own policy checked: order the report
Medicines and medical aids
| Feature | SWICA Supplementa | Visana Ambulant VIVA Ambulant VIVA I | Result |
|---|---|---|---|
| Medical aids (percent) | 90%Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Medical aids: annual cap | CHF 500Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | No verified information | not comparable |
| Medicines outside the SL: maximum | No verified information | CHF 1’000Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | not comparable |
Contract terms
| Feature | SWICA Supplementa | Visana Ambulant VIVA Ambulant VIVA I | Result |
|---|---|---|---|
| Prerequisite | Requires existing Completa Top or Completa Forte supplementary insurance with SWICA; Supplementa ends automatically when that contract ends.Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | Requires the mandatory basic insurance VIVA-Gesundheitsplan.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Insurer does not cancel after a claim | No verified information | YesSource: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Only with basic insurance at the same insurer | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums by age groups 0-18, 19-25, 26-30, then 5-year bands up to the last group at 86; change on 1 January usually raises the premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
| Notable exclusions | No verified information | Only supplements the basic insurance; services without VIVA doctor's referral are reimbursed at only 60%; no benefits if travelling abroad for treatment.Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 3 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance for eight weeks per trip (worldwide, with immediate assistance service).Source: ZB Krankenzusatzversicherung Ambulant VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.