Visana Spital VIVA Spital VIVA Halbprivat vs. Visana Spital VIVA Spital VIVA Privat Europa: benefits compared
Direct comparison of Visana Spital VIVA Spital VIVA Halbprivat and Visana Spital VIVA Spital VIVA Privat Europa in 3 categories. All values come from the policy terms and are backed by their source.
Visana Spital VIVA Spital VIVA Halbprivat is better on 0 features, Visana Spital VIVA Spital VIVA Privat Europa on 1; both are equal on 5.
- Visana Spital VIVA Spital VIVA Halbprivat
- Visana Spital VIVA Spital VIVA Privat Europa
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Hospital
| Feature | Visana Spital VIVA Spital VIVA Halbprivat | Visana Spital VIVA Spital VIVA Privat Europa | Result |
|---|---|---|---|
| Free hospital choice across Switzerland | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | equal |
| Psychiatric clinic: maximum days | 180Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | 180Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 2 | equal |
Cures and recovery
| Feature | Visana Spital VIVA Spital VIVA Halbprivat | Visana Spital VIVA Spital VIVA Privat Europa | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 75Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | CHF 100Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Visana Spital VIVA Spital VIVA Privat Europa better |
| Maximum cure days per year | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | 28Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | equal |
Contract terms
| Feature | Visana Spital VIVA Spital VIVA Halbprivat | Visana Spital VIVA Spital VIVA Privat Europa | Result |
|---|---|---|---|
| Accident cover included | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | equal |
| Only with basic insurance at the same insurer | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | YesSource: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | equal |
| Prerequisite | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | Requires the mandatory basic insurance VIVA Gesundheitsplan (Visana).Source: ZB Krankenzusatzversicherung Spital VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 1 | not comparable |
| Premium and age | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | Premium age bands 0-18, 19-25, 26-30, then 5-year groups from 31; last group reached at 86; change on 1 January usually raises premium.Source: AVB Krankenzusatzversicherungen VIVA (VVG), gültig ab 01.03.2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.