Home Supplementary insurance at a glance Assura Complementa Extra vs. CSS Ambulantversicherung myFlex Balance: benefits compared Assura Complementa Extra vs. CSS Ambulantversicherung myFlex Balance: benefits compared
Direct comparison of Assura Complementa Extra and CSS Ambulantversicherung myFlex Balance in 7 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 3 features, CSS Ambulantversicherung myFlex Balance on 6; both are equal on 7.
Medicines and medical aids
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Medicines outside the SL: maximum
CHF 50’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Unlimited Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 CSS Ambulantversicherung myFlex Balance better Medicines outside the SL (percent)
No verified information 90% Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 not comparable Medical aids (percent)
No verified information 90% Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Medical aids: annual cap
No verified information CHF 1’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable
All products in “Medicines and medical aids” compared
Glasses and contact lenses
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Contribution for adults
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 150 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 CSS Ambulantversicherung myFlex Balance better Period for adults in months
12 months Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 12 months Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 equal Laser eye surgery
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 150 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 CSS Ambulantversicherung myFlex Balance better Contribution for children
No verified information CHF 150 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Children's rule applies up to age
No verified information 18 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Age limits
No verified information Children up to end of year of 18th birthday: CHF 150 per insured event; adults: CHF 150 per calendar year Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable
All products in “Glasses and contact lenses” compared
Dental care
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Annual cap
CHF 1’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 1’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 equal Orthodontics for children
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 CSS Ambulantversicherung myFlex Balance better Orthodontics: maximum amount
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 12’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 CSS Ambulantversicherung myFlex Balance better Dental deductible
CHF 500 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Dental treatment abroad
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Coverage (percent)
No verified information 50% Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Benefits up to age
No verified information 18 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Orthodontics up to age
No verified information 20 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable Wisdom teeth removal
No verified information Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 not comparable
All products in “Dental care” compared
Rescue and transport
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Rescue cost cap
CHF 20’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 100’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 CSS Ambulantversicherung myFlex Balance better Transport cost cap
No verified information Unlimited Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 not comparable Repatriation to Switzerland
No verified information Unlimited Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 not comparable Trips to treatments
No verified information CHF 1’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 5 not comparable
All products in “Rescue and transport” compared
Home help
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Daily cap
CHF 50 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 50 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 equal Maximum number of days
30 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Home nursing (per day)
CHF 200 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 50 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 3 Assura Complementa Extra better Annual cap
No verified information CHF 2’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 not comparable
All products in “Home help” compared
Psychotherapy
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Coverage (percent)
100% Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 75% Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 Assura Complementa Extra better Annual cap
CHF 1’500 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 1’000 Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 Assura Complementa Extra better Therapist requirements
Non-medical psychotherapist or independent psychologist listed on the list of the umbrella organisation of Swiss health insurers; treatment must be prescribed by a doctor Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Psychotherapist must be recognised by CSS Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 4 not comparable
All products in “Psychotherapy” compared
Contract terms
Feature
Assura Complementa Extra
CSS Ambulantversicherung myFlex Balance
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 equal Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 months Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 2 equal Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Premiums may be graded by age groups and are adjusted to the insured person's age group. Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable No-claims bonus
No verified information Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 not comparable Family discount
No verified information Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 not comparable Upgrade without a health check
No verified information Yes Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 7 not comparable Suspension possible
No verified information Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 not comparable Notable exclusions
No verified information No alternative/complementary medicine; benefits are supplementary to KVG/UVG; treatment in Switzerland unless stated otherwise; risky ventures (Wagnisse) not covered. Source: ZB Ambulantversicherung myFlex, Ausgabe 01.2026, edition 2027, p. 6 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.