Assura Complementa Extra vs. SWICA Completa Top: benefits compared

Direct comparison of Assura Complementa Extra and SWICA Completa Top in 7 categories. All values come from the policy terms and are backed by their source.

Assura Complementa Extra is better on 4 features, SWICA Completa Top on 5; both are equal on 1.

Medicines and medical aids

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Medicines outside the SL: maximum	CHF 50’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Medicines outside the SL (percent)	No verified information	90%Source: ZB Completa Top (VVG), edition 2027, p. 4	not comparable
Medical aids (percent)	No verified information	90%Source: ZB Completa Top (VVG), edition 2027, p. 6	not comparable
Medical aids: annual cap	No verified information	CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6	not comparable

All products in “Medicines and medical aids” compared

Glasses and contact lenses

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Contribution for adults	CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6	SWICA Completa Top better
Period for adults in months	12 monthsSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	36 monthsSource: ZB Completa Top (VVG), edition 2027, p. 6	Assura Complementa Extra better
Laser eye surgery	CHF 100Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable

All products in “Glasses and contact lenses” compared

Dental care

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Annual cap	CHF 1’000Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	CHF 100Source: ZB Completa Top (VVG), edition 2027, p. 6	Assura Complementa Extra better
Orthodontics for children	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Orthodontics: maximum amount	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Dental deductible	CHF 500Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	No verified information	not comparable
Dental treatment abroad	Not coveredSource: BVB Complementa Extra (07.2015), edition 2027, p. 2	YesSource: ZB Completa Top (VVG), edition 2027, p. 6	SWICA Completa Top better
Coverage (percent)	No verified information	50%Source: ZB Completa Top (VVG), edition 2027, p. 6	not comparable

All products in “Dental care” compared

Cures and recovery

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Recovery stay (per day)	CHF 40Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	CHF 20Source: ZB Completa Top (VVG), edition 2027, p. 5	Assura Complementa Extra better
Maximum cure days per year	21Source: BVB Complementa Extra (07.2015), edition 2027, p. 2	30Source: ZB Completa Top (VVG), edition 2027, p. 5	SWICA Completa Top better
Spa cure (per day)	No verified information	CHF 30Source: ZB Completa Top (VVG), edition 2027, p. 5	not comparable

All products in “Cures and recovery” compared

Home help

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Daily cap	CHF 50Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	CHF 30Source: ZB Completa Top (VVG), edition 2027, p. 6	Assura Complementa Extra better
Maximum number of days	30Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	60Source: ZB Completa Top (VVG), edition 2027, p. 6	SWICA Completa Top better
Home nursing (per day)	CHF 200Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable

All products in “Home help” compared

Psychotherapy

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Coverage (percent)	100%Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Annual cap	CHF 1’500Source: BVB Complementa Extra (07.2015), edition 2027, p. 1	CHF 3’000Source: ZB Completa Top (VVG), edition 2027, p. 5	SWICA Completa Top better
Therapist requirements	Non-medical psychotherapist or independent psychologist listed on the list of the umbrella organisation of Swiss health insurers; treatment must be prescribed by a doctorSource: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Maximum sessions per year	No verified information	60Source: ZB Completa Top (VVG), edition 2027, p. 5	not comparable

All products in “Psychotherapy” compared

Contract terms

Feature	Assura Complementa Extra	SWICA Completa Top	Result
Minimum contract duration in years	3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	No verified information	not comparable
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6	equal
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	No verified information	not comparable
Accident cover included	YesSource: BVB Complementa Extra (07.2015), edition 2027, p. 1	No verified information	not comparable
Premium and age	Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitiveSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2	No verified information	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.