Home Supplementary insurance at a glance Assura Complementa Extra vs. SWICA Hospita Hospita Allgemein: benefits compared Assura Complementa Extra vs. SWICA Hospita Hospita Allgemein: benefits compared
Direct comparison of Assura Complementa Extra and SWICA Hospita Hospita Allgemein in 4 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 2 features, SWICA Hospita Hospita Allgemein on 3; both are equal on 3.
Cures and recovery
Feature
Assura Complementa Extra
SWICA Hospita Hospita Allgemein
Result Recovery stay (per day)
CHF 40 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 15 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 Assura Complementa Extra better Maximum cure days per year
21 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 SWICA Hospita Hospita Allgemein better Spa cure (per day)
No verified information CHF 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 not comparable
All products in “Cures and recovery” compared
Home help
Feature
Assura Complementa Extra
SWICA Hospita Hospita Allgemein
Result Daily cap
CHF 50 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Maximum number of days
30 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 60 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 SWICA Hospita Hospita Allgemein better Home nursing (per day)
CHF 200 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 30 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 7 Assura Complementa Extra better
All products in “Home help” compared
Contract terms
Feature
Assura Complementa Extra
SWICA Hospita Hospita Allgemein
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 1 Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 SWICA Hospita Hospita Allgemein better Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 3 months Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Entry-age tariff or life-age tariff; life-age groups 26–30 then five-year steps to 71+; automatic switch to entry-age tariff at age 50 Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 8 not comparable Upgrade without a health check
No verified information Not covered Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 4 not comparable Notable exclusions
No verified information Extra costs of medically necessary out-of-canton treatment not covered; cover limited to the difference above the reference tariff for non-covered out-of-canton care Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 5 not comparable Other notable benefits
No verified information Sterilisation at birth (90%, max CHF 500) and jaw surgery (up to CHF 10,000 per year) Source: ZB Hospita (VVG), Ausgabe 2027, edition 2027, p. 6 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.