Atupri Basic vs. ÖKK ÖKK SPITAL SPITAL FLEX MINI: benefits compared
Direct comparison of Atupri Basic and ÖKK ÖKK SPITAL SPITAL FLEX MINI in 3 categories. All values come from the policy terms and are backed by their source.
Atupri Basic is better on 0 features, ÖKK ÖKK SPITAL SPITAL FLEX MINI on 0; both are equal on 3.
- Atupri Basic
- ÖKK ÖKK SPITAL SPITAL FLEX MINI
- Compare with other products
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Maternity
| Feature | Atupri Basic | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Birth centre | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 2 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | equal |
| Newborns without health check | YesSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Waiting period in months | No verified information | 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 | not comparable |
Travel abroad
| Feature | Atupri Basic | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
| Trip cancellation costs | CHF 5’000Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
Contract terms
| Feature | Atupri Basic | ÖKK ÖKK SPITAL SPITAL FLEX MINI | Result |
|---|---|---|---|
| Cancellation notice in months | 3 monthsSource: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Maximum entry age | 70Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 1 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Notable exclusions | No benefits for inpatient treatment of chronic illnesses, personal expenses, hospital stays linked to dental treatment; no cover for treatment abroad sought for that purpose, motor racing.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 4 | No verified information | not comparable |
| Other notable benefits | Covers additional costs outside canton for general ward in listed hospitals (tariff difference), unlimited duration in acute hospitals, psychiatric clinic max 90 days; newborn extra bed and breast pump under maternity.Source: ZVB Basic, Ausgabe 1.4.2023, edition 2027, p. 3 | Second medical opinion before planned surgery at insurer's cost; free choice of doctor in semi-private/private wardSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | not comparable |
| Minimum contract duration in years | No verified information | 3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 | not comparable |
| Suspension possible | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.