ÖKK ÖKK SPITAL SPITAL FLEX MINI

Name: ÖKK ÖKK SPITAL SPITAL FLEX MINI
Brand: ÖKK

Verified benefits of ÖKK ÖKK SPITAL SPITAL FLEX MINI (Hospital): 13 details in 5 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 2 of 50

Feature	Value
Free hospital choice across Switzerland	YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3
Cost share (percent)	35%Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5
Ward choice at admission	YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5
Psychiatric clinic: maximum days	90Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3
Ward	General or semi-private ward in Switzerland, with cost shareSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2

All products in “Hospital” compared

Maternity

Rank =10 of 42

Feature	Value
Waiting period in months	12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7
Birth centre	YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3

All products in “Maternity” compared

Travel abroad

Rank =36 of 49

Feature	Value
Worldwide validity	YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4

All products in “Travel abroad” compared

Cures and recovery

Rank =28 of 37

Feature	Value
Maximum cure days per year	60Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4

All products in “Cures and recovery” compared

Contract terms

Rank =77 of 126

Feature	Value
Minimum contract duration in years	3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2
Cancellation notice in months	3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6
Suspension possible	YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5
Other notable benefits	Second medical opinion before planned surgery at insurer's cost; free choice of doctor in semi-private/private wardSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3

All products in “Contract terms” compared

Facts

ÖKK ÖKK SPITAL SPITAL FLEX MINI: Free hospital choice across Switzerland: Yes (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Cost share (percent) 35% (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Ward choice at admission: Yes (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Psychiatric clinic: maximum days 90 (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Waiting period in months 12 months (ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Birth centre: Yes (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Worldwide validity: Yes (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Maximum cure days per year 60 (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Minimum contract duration in years 3 (AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Cancellation notice in months 3 months (ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6).
ÖKK ÖKK SPITAL SPITAL FLEX MINI: Suspension possible: Yes (ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.