Home Supplementary insurance at a glance Atupri Intense vs. KPT Pulse Pulse Premium: benefits compared Atupri Intense vs. KPT Pulse Pulse Premium: benefits compared
Direct comparison of Atupri Intense and KPT Pulse Pulse Premium in 10 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 1 features, KPT Pulse Pulse Premium on 7; both are equal on 2.
Outpatient
Feature
Atupri Intense
KPT Pulse Pulse Premium
Result Ear correction for children
CHF 2’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable Contraception (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Contraception: annual cap
CHF 1’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Sterilisation
No verified information CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 not comparable
All products in “Outpatient” compared
Alternative medicine
Feature
Atupri Intense
KPT Pulse Pulse Premium
Result Coverage (percent)
50% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 KPT Pulse Pulse Premium better Annual cap
CHF 3’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 KPT Pulse Pulse Premium better Therapist requirements
Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 Federally certified doctor with Fachausweis, or therapist recognised by EMR or ASCA for the treatment; methods must be on KPT list Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 not comparable Natural remedies (percent)
No verified information 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 not comparable Natural remedies: annual cap
No verified information CHF 500 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 not comparable
All products in “Alternative medicine” compared
Prevention
Feature
Atupri Intense
KPT Pulse Pulse Premium
Result Coverage (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 equal Annual cap
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 KPT Pulse Pulse Premium better Health check-up
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 KPT Pulse Pulse Premium better Vaccinations (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 not comparable Vaccinations: annual cap
No verified information CHF 800 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 not comparable Gynaecological screening (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 not comparable
All products in “Prevention” compared
Travel abroad
Feature
Atupri Intense
KPT Pulse Pulse Premium
Result Worldwide validity
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 No verified information not comparable Trip cancellation costs
CHF 5’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 CHF 20’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 KPT Pulse Pulse Premium better Maximum trip duration in days
No verified information 56 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
Atupri Intense
KPT Pulse Pulse Premium
Result Minimum contract duration in years
1 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Maximum entry age
70 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable Premium and age
Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 5 not comparable Other notable benefits
Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30). Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable Cancellation notice in months
No verified information 3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable Insurer does not cancel after a claim
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable Accident cover included
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 not comparable Prerequisite
No verified information The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.