Home Supplementary insurance at a glance Atupri Intense vs. KPT Pulse Pulse Top: benefits compared Atupri Intense vs. KPT Pulse Pulse Top: benefits compared
Direct comparison of Atupri Intense and KPT Pulse Pulse Top in 9 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 2 features, KPT Pulse Pulse Top on 5; both are equal on 2.
Alternative medicine
Feature
Atupri Intense
KPT Pulse Pulse Top
Result Coverage (percent)
50% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 KPT Pulse Pulse Top better Annual cap
CHF 3’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 Atupri Intense better Therapist requirements
Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 Federally certified doctor with Fachausweis, or therapist recognised by EMR or ASCA for the treatment; methods must be on KPT list Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 not comparable Natural remedies (percent)
No verified information 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 not comparable Natural remedies: annual cap
No verified information CHF 250 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 not comparable
All products in “Alternative medicine” compared
Prevention
Feature
Atupri Intense
KPT Pulse Pulse Top
Result Coverage (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 equal Annual cap
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 KPT Pulse Pulse Top better Health check-up
CHF 500 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 KPT Pulse Pulse Top better Vaccinations (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable Vaccinations: annual cap
No verified information CHF 400 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable Gynaecological screening (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable
All products in “Prevention” compared
Travel abroad
Feature
Atupri Intense
KPT Pulse Pulse Top
Result Worldwide validity
Yes Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 No verified information not comparable Trip cancellation costs
CHF 5’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 CHF 20’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 4 KPT Pulse Pulse Top better Maximum trip duration in days
No verified information 56 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 4 not comparable
All products in “Travel abroad” compared
Contract terms
Feature
Atupri Intense
KPT Pulse Pulse Top
Result Minimum contract duration in years
1 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Maximum entry age
70 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable Premium and age
Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5 not comparable Other notable benefits
Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30). Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable Cancellation notice in months
No verified information 3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable Insurer does not cancel after a claim
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable Accident cover included
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 not comparable Prerequisite
No verified information The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.