Home Supplementary insurance at a glance Atupri Intense vs. ÖKK ÖKK START: benefits compared Atupri Intense vs. ÖKK ÖKK START: benefits compared
Direct comparison of Atupri Intense and ÖKK ÖKK START in 7 categories. All values come from the policy terms and are backed by their source.
Atupri Intense is better on 3 features, ÖKK ÖKK START on 0; both are equal on 0.
Outpatient
Feature
Atupri Intense
ÖKK ÖKK START
Result Ear correction for children
CHF 2’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4 No verified information not comparable Contraception (percent)
75% Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Contraception: annual cap
CHF 1’000 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable Sterilisation
No verified information CHF 1’000 Source: AVB ÖKK START 2026, edition 2027, p. 3 not comparable
All products in “Outpatient” compared
Cures and recovery
Feature
Atupri Intense
ÖKK ÖKK START
Result Spa cure (per day)
CHF 60 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 CHF 30 Source: AVB ÖKK START 2026, edition 2027, p. 4 Atupri Intense better Recovery stay (per day)
CHF 60 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 CHF 50 Source: AVB ÖKK START 2026, edition 2027, p. 4 Atupri Intense better Maximum cure days per year
No verified information 21 Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Cures and recovery” compared
Contract terms
Feature
Atupri Intense
ÖKK ÖKK START
Result Minimum contract duration in years
1 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 No verified information not comparable Maximum entry age
70 Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable Premium and age
Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached. Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable Other notable benefits
Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30). Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverage Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable Insurer does not cancel after a claim
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 not comparable Family discount
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 not comparable Accident cover included
No verified information Yes Source: AVB ÖKK START 2026, edition 2027, p. 2 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.