Atupri Intense vs. SWICA Completa Forte: benefits compared

Direct comparison of Atupri Intense and SWICA Completa Forte in 9 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 4 features, SWICA Completa Forte on 3; both are equal on 2.

Outpatient

Feature	Atupri Intense	SWICA Completa Forte	Result
Ear correction for children	CHF 2’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	CHF 1’500Source: ZB Completa Forte (VVG), edition 2027, p. 6	Atupri Intense better
Contraception (percent)	75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Contraception: annual cap	CHF 1’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Sterilisation	No verified information	CHF 500Source: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Coverage (percent)	50%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	90%Source: ZB Completa Forte (VVG), edition 2027, p. 4	SWICA Completa Forte better
Annual cap	CHF 3’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Therapist requirements	Treatment by a qualified medical doctor or a naturopath/therapist recognised by Atupri, only for methods for which the therapist is recognised.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	Treatment must be by a doctor or therapist recognised by SWICA; SWICA keeps lists of recognised methods and practitionersSource: ZB Completa Forte (VVG), edition 2027, p. 4	not comparable
Maximum per session	No verified information	CHF 120Source: ZB Completa Forte (VVG), edition 2027, p. 4	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Laser eye surgery	CHF 1’500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	No verified information	not comparable
Contribution for adults	No verified information	CHF 900Source: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable
Period for adults in months	No verified information	36 monthsSource: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Coverage (percent)	75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	90%Source: ZB Completa Forte (VVG), edition 2027, p. 6	SWICA Completa Forte better
Annual cap	CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	CHF 500Source: ZB Completa Forte (VVG), edition 2027, p. 6	equal
Health check-up	CHF 500Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	No verified information	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Breastfeeding allowance	CHF 200Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6	CHF 200Source: ZB Completa Forte (VVG), edition 2027, p. 5	equal
Newborns without health check	YesSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Spa cure (per day)	CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	CHF 30Source: ZB Completa Forte (VVG), edition 2027, p. 5	Atupri Intense better
Recovery stay (per day)	CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	CHF 20Source: ZB Completa Forte (VVG), edition 2027, p. 5	Atupri Intense better
Maximum cure days per year	No verified information	30Source: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Daily cap	CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	CHF 30Source: ZB Completa Forte (VVG), edition 2027, p. 5	Atupri Intense better
Maximum number of days	No verified information	60Source: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Coverage (percent)	75%Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	90%Source: ZB Completa Forte (VVG), edition 2027, p. 5	SWICA Completa Forte better
Annual cap	CHF 2’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 4	No verified information	not comparable
Maximum sessions per year	No verified information	60Source: ZB Completa Forte (VVG), edition 2027, p. 5	not comparable

Feature	Atupri Intense	SWICA Completa Forte	Result
Minimum contract duration in years	1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2	No verified information	not comparable
Maximum entry age	70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable
Premium and age	Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1	No verified information	not comparable
Other notable benefits	Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5	No verified information	not comparable
Cancellation notice in months	No verified information	3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6	not comparable
Upgrade without a health check	No verified information	Not coveredSource: ZB Completa Forte (VVG), edition 2027, p. 8	not comparable

Information only, not advice, no guarantee. The insurers' own documents are authoritative.