Atupri Mivita Reala vs. SWICA Supplementa: benefits compared
Direct comparison of Atupri Mivita Reala and SWICA Supplementa in 3 categories. All values come from the policy terms and are backed by their source.
Atupri Mivita Reala is better on 2 features, SWICA Supplementa on 1; both are equal on 1.
- Atupri Mivita Reala
- SWICA Supplementa
- Compare with other products
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Medicines and medical aids
| Feature | Atupri Mivita Reala | SWICA Supplementa | Result |
|---|---|---|---|
| Medicines outside the SL (percent) | 90%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Medical aids (percent) | 50%Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | 90%Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | SWICA Supplementa better |
| Medical aids: annual cap | CHF 750Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | CHF 500Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | Atupri Mivita Reala better |
Glasses and contact lenses
| Feature | Atupri Mivita Reala | SWICA Supplementa | Result |
|---|---|---|---|
| Contribution for adults | CHF 300Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | CHF 300Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | equal |
| Period for adults in months | 12 monthsSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 5 | 36 monthsSource: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | Atupri Mivita Reala better |
Contract terms
| Feature | Atupri Mivita Reala | SWICA Supplementa | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Maximum entry age | 70Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | No verified information | not comparable |
| Premium and age | Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70.Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 | No verified information | not comparable |
| Notable exclusions | Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Prerequisite | No verified information | Requires existing Completa Top or Completa Forte supplementary insurance with SWICA; Supplementa ends automatically when that contract ends.Source: ZB Supplementa (VVG), Ausgabe 2026, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.