CSS Alternativversicherung myFlex Economy vs. SWICA Completa Top: benefits compared

Direct comparison of CSS Alternativversicherung myFlex Economy and SWICA Completa Top in 4 categories. All values come from the policy terms and are backed by their source.

CSS Alternativversicherung myFlex Economy is better on 0 features, SWICA Completa Top on 2; both are equal on 1.

Alternative medicine

Feature CSS Alternativversicherung myFlex Economy SWICA Completa Top Result
Coverage (percent) 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 90%Source: ZB Completa Top (VVG), edition 2027, p. 4 SWICA Completa Top better
Natural remedies (percent) 75%Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable
Therapist requirements Provider and method must both be on the CSS lists of recognised providers and methods; provider must meet CSS recognition criteria.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable
Maximum per session No verified information CHF 80Source: ZB Completa Top (VVG), edition 2027, p. 4 not comparable

All products in “Alternative medicine” compared

Medicines and medical aids

Feature CSS Alternativversicherung myFlex Economy SWICA Completa Top Result
Medical aids (percent) Not coveredSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 90%Source: ZB Completa Top (VVG), edition 2027, p. 6 SWICA Completa Top better
Medicines outside the SL (percent) No verified information 90%Source: ZB Completa Top (VVG), edition 2027, p. 4 not comparable
Medical aids: annual cap No verified information CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6 not comparable

All products in “Medicines and medical aids” compared

Maternity

Feature CSS Alternativversicherung myFlex Economy SWICA Completa Top Result
Newborns without health check YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable
Breastfeeding allowance No verified information CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 5 not comparable

All products in “Maternity” compared

Contract terms

Feature CSS Alternativversicherung myFlex Economy SWICA Completa Top Result
Minimum contract duration in years 3Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Cancellation notice in months 3 monthsSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal
Insurer does not cancel after a claim YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
No-claims bonus YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable
Family discount YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 No verified information not comparable
Upgrade without a health check YesSource: Leistungsuebersicht myFlex, edition 2027, p. 2 No verified information not comparable
Suspension possible YesSource: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Accident cover included YesSource: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable
Premium and age Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age.Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable
Notable exclusions Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods.Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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