Home Supplementary insurance at a glance CSS Alternativversicherung myFlex vs. SWICA Completa Forte: benefits compared CSS Alternativversicherung myFlex vs. SWICA Completa Forte: benefits compared
Direct comparison of CSS Alternativversicherung myFlex and SWICA Completa Forte in 4 categories. All values come from the policy terms and are backed by their source.
CSS Alternativversicherung myFlex is better on 1 features, SWICA Completa Forte on 2; both are equal on 1.
Alternative medicine
Feature
CSS Alternativversicherung myFlex
SWICA Completa Forte
Result Coverage (percent)
75% Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 90% Source: ZB Completa Forte (VVG), edition 2027, p. 4 SWICA Completa Forte better Natural remedies (percent)
75% Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable Therapist requirements
Provider and method must both be on the CSS lists of recognised providers and methods; provider must meet CSS recognition criteria. Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 Treatment must be by a doctor or therapist recognised by SWICA; SWICA keeps lists of recognised methods and practitioners Source: ZB Completa Forte (VVG), edition 2027, p. 4 not comparable Maximum per session
No verified information CHF 120 Source: ZB Completa Forte (VVG), edition 2027, p. 4 not comparable
All products in “Alternative medicine” compared
Contract terms
Feature
CSS Alternativversicherung myFlex
SWICA Completa Forte
Result Minimum contract duration in years
3 Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 3 months Source: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 equal Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable No-claims bonus
Yes Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable Family discount
Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 7 No verified information not comparable Upgrade without a health check
Yes Source: Leistungsuebersicht myFlex, edition 2027, p. 2 Not covered Source: ZB Completa Forte (VVG), edition 2027, p. 8 CSS Alternativversicherung myFlex better Suspension possible
Yes Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable Accident cover included
Yes Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 2 No verified information not comparable Premium and age
Premium tariff may be graded by age, sex, declared health and residence; age groups adjust premiums to the insured's age. Source: AVB Krankenzusatzversicherungen nach VVG (myFlex), Ausgabe 01.2026, edition 2027, p. 3 No verified information not comparable Notable exclusions
Treatments abroad, prevention without insured event, aids purchase/rental, treatments outside practice and by relatives excluded; accommodation/care costs for inpatient treatment not insured; only recognised providers and methods. Source: ZB Alternativversicherung myFlex, Ausgabe 01.2011, edition 2027, p. 3 No verified information not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.