EGK EGK-SUN EGK-SUN 1 (Privat) vs. EGK EGK-SUN EGK-SUN-Flex: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and EGK EGK-SUN EGK-SUN-Flex in 6 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN 1 (Privat) is better on 4 features, EGK EGK-SUN EGK-SUN-Flex on 0; both are equal on 12.

Hospital

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Free hospital choice across Switzerland	YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2	YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2	equal
Psychiatric clinic: maximum days	90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	equal
Ward	Private ward (1-bed room) in hospitalSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	Ward class chosen by the insured before the stay (general, semi-private or private)Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	not comparable
Ward choice at admission	No verified information	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	not comparable
Cost share semi-private (percent)	No verified information	15%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2	not comparable
Cost share private (percent)	No verified information	25%Source: Leistungsübersicht EGK-SUN, edition 2027, p. 2	not comparable

All products in “Hospital” compared

Maternity

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Birth centre	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	equal

All products in “Maternity” compared

Rescue and transport

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Transport cost cap	CHF 100’000Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	CHF 100’000Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	equal

All products in “Rescue and transport” compared

Cures and recovery

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Spa cure (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	EGK EGK-SUN EGK-SUN 1 (Privat) better
Recovery stay (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	EGK EGK-SUN EGK-SUN 1 (Privat) better
Maximum cure days per year	21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	equal

All products in “Cures and recovery” compared

Home help

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Home nursing (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	EGK EGK-SUN EGK-SUN 1 (Privat) better
Childcare during illness (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	EGK EGK-SUN EGK-SUN 1 (Privat) better

All products in “Home help” compared

Contract terms

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	EGK EGK-SUN EGK-SUN-Flex	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	equal
Maximum entry age	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	equal
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	equal
Family discount	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	equal
Suspension possible	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	equal
Accident cover included	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	equal
Upgrade without a health check	No verified information	Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.