EGK EGK-SUN EGK-SUN 1 (Privat) vs. Helsana HOSPITAL Privat Privat: benefits compared

Direct comparison of EGK EGK-SUN EGK-SUN 1 (Privat) and Helsana HOSPITAL Privat Privat in 6 categories. All values come from the policy terms and are backed by their source.

EGK EGK-SUN EGK-SUN 1 (Privat) is better on 0 features, Helsana HOSPITAL Privat Privat on 3; both are equal on 6.

Hospital

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Free hospital choice across Switzerland	YesSource: Leistungsübersicht EGK-SUN, edition 2027, p. 2	YesSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3	equal
Psychiatric clinic: maximum days	90Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	180Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2	Helsana HOSPITAL Privat Privat better
Ward	Private ward (1-bed room) in hospitalSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Cost share (percent)	No verified information	0%Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3	not comparable
Coverage in non-listed hospitals	No verified information	Not coveredSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 1	not comparable
Rooming-in (per day)	No verified information	CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	not comparable

All products in “Hospital” compared

Maternity

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Birth centre	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	equal
Waiting period in months	No verified information	12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3	not comparable
Home birth	No verified information	YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	not comparable

All products in “Maternity” compared

Travel abroad

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Maximum trip duration in days	UnlimitedSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Worldwide validity	No verified information	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1	not comparable
Planned treatment abroad	No verified information	UnlimitedSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3	not comparable

All products in “Travel abroad” compared

Cures and recovery

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Spa cure (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	Helsana HOSPITAL Privat Privat better
Recovery stay (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	Helsana HOSPITAL Privat Privat better
Maximum cure days per year	21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5	21Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	equal
Transitional care after hospital	No verified information	YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2	not comparable

All products in “Cures and recovery” compared

Home help

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Home nursing (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Childcare during illness (per day)	CHF 100Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6	No verified information	not comparable
Daily cap	No verified information	CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	not comparable
Maximum number of days	No verified information	30Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3	not comparable

All products in “Home help” compared

Contract terms

Feature	EGK EGK-SUN EGK-SUN 1 (Privat)	Helsana HOSPITAL Privat Privat	Result
Minimum contract duration in years	1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Cancellation notice in months	3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Maximum entry age	60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable
Insurer does not cancel after a claim	YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4	YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2	equal
Family discount	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9	No verified information	not comparable
Suspension possible	YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10	No verified information	not comparable
Accident cover included	Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3	No verified information	not comparable

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.