Home Supplementary insurance at a glance Helsana COMPLETA vs. KPT Pulse Pulse Premium: benefits compared Helsana COMPLETA vs. KPT Pulse Pulse Premium: benefits compared
Direct comparison of Helsana COMPLETA and KPT Pulse Pulse Premium in 8 categories. All values come from the policy terms and are backed by their source.
Helsana COMPLETA is better on 3 features, KPT Pulse Pulse Premium on 2; both are equal on 5.
Alternative medicine
Feature
Helsana COMPLETA
KPT Pulse Pulse Premium
Result Coverage (percent)
75% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 equal Annual cap
No verified information CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 not comparable Natural remedies (percent)
No verified information 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 not comparable Natural remedies: annual cap
No verified information CHF 500 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 4 not comparable Therapist requirements
No verified information Federally certified doctor with Fachausweis, or therapist recognised by EMR or ASCA for the treatment; methods must be on KPT list Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 3 not comparable
All products in “Alternative medicine” compared
Medicines and medical aids
Feature
Helsana COMPLETA
KPT Pulse Pulse Premium
Result Medicines outside the SL (percent)
90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 1 90% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 equal Medical aids (percent)
90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 No verified information not comparable Medical aids: annual cap
CHF 1’500 Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 3 CHF 600 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 Helsana COMPLETA better Hearing aids: cap
CHF 1’500 Source: Produkteheft Versicherungen & Leistungen 2026/27 (Leistungsuebersicht ambulant, Zahn, Reise), edition 2027, p. 11 No verified information not comparable Medicines outside the SL: maximum
No verified information CHF 50’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 not comparable
All products in “Medicines and medical aids” compared
Prevention
Feature
Helsana COMPLETA
KPT Pulse Pulse Premium
Result Coverage (percent)
90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 Helsana COMPLETA better Annual cap
CHF 750 Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 KPT Pulse Pulse Premium better Vaccinations (percent)
90% Source: ZVB COMPLETA, Ausgabe 1. Januar 2027, edition 2027, p. 4 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 KPT Pulse Pulse Premium better Vaccinations: annual cap
No verified information CHF 800 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 not comparable Health check-up
No verified information CHF 4’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 not comparable Gynaecological screening (percent)
No verified information 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 2 not comparable
All products in “Prevention” compared
Contract terms
Feature
Helsana COMPLETA
KPT Pulse Pulse Premium
Result Minimum contract duration in years
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Premium and age
Premiums by 5-year age bands up to 91+; over-65s pay max 3x and over-70s max 4x the premium of a 30-year-old Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 3 Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 5 not comparable Accident cover included
No verified information Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 not comparable Prerequisite
No verified information The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Premium, edition 2027, p. 1 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.