Helsana HOSPITAL FLEX Flex 1 vs. Visana Ambulant Ambulant II: benefits compared
Direct comparison of Helsana HOSPITAL FLEX Flex 1 and Visana Ambulant Ambulant II in 3 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL FLEX Flex 1 is better on 0 features, Visana Ambulant Ambulant II on 0; both are equal on 1.
- Helsana HOSPITAL FLEX Flex 1
- Visana Ambulant Ambulant II
- Compare with other products
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Maternity
| Feature | Helsana HOSPITAL FLEX Flex 1 | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: ZVB HOSPITAL FLEX, Ausgabe 1. Januar 2025, edition 2027, p. 1 | No verified information | not comparable |
| Birth preparation amount | No verified information | CHF 300Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 3 | not comparable |
Travel abroad
| Feature | Helsana HOSPITAL FLEX Flex 1 | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Emergency cover cap | CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | No verified information | not comparable |
| Planned treatment abroad | CHF 500Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 2 | No verified information | not comparable |
| Maximum trip duration in days | No verified information | 56Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Worldwide validity | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 4 | not comparable |
Contract terms
| Feature | Helsana HOSPITAL FLEX Flex 1 | Visana Ambulant Ambulant II | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 | YesSource: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 3 | equal |
| Family discount | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Accident cover included | No verified information | YesSource: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
| Premium and age | No verified information | Premiums are set by age groups (0-18, 19-25, 26-30, then 5-year bands), the last group being reached at age 86; changes take effect on 1 January.Source: AVB Krankenzusatzversicherungen (VVG), gültig ab 01.01.2022, edition 2027, p. 4 | not comparable |
| Other notable benefits | No verified information | Includes Vacanza travel insurance (up to eight weeks per trip, with emergency assistance and legal protection) and Visana Assistance round-the-clock emergency help in Switzerland.Source: ZB Krankenzusatzversicherung Ambulant (VVG), gültig ab 01.01.2024, edition 2027, p. 1 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.