Home Supplementary insurance at a glance Helsana HOSPITAL Halbprivat Halbprivat vs. ÖKK ÖKK START: benefits compared Helsana HOSPITAL Halbprivat Halbprivat vs. ÖKK ÖKK START: benefits compared
Direct comparison of Helsana HOSPITAL Halbprivat Halbprivat and ÖKK ÖKK START in 4 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Halbprivat Halbprivat is better on 3 features, ÖKK ÖKK START on 0; both are equal on 3.
Hospital
Feature
Helsana HOSPITAL Halbprivat Halbprivat
ÖKK ÖKK START
Result Cost share (percent)
0% Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 No verified information not comparable Coverage in non-listed hospitals
Not covered Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 1 No verified information not comparable Psychiatric clinic: maximum days
90 Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 90 Source: AVB ÖKK START 2026, edition 2027, p. 3 equal Acute hospital: maximum days
Unlimited Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 No verified information not comparable Rooming-in (per day)
CHF 100 Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 No verified information not comparable Free hospital choice across Switzerland
No verified information Not covered Source: AVB ÖKK START 2026, edition 2027, p. 2 not comparable
All products in “Hospital” compared
Cures and recovery
Feature
Helsana HOSPITAL Halbprivat Halbprivat
ÖKK ÖKK START
Result Spa cure (per day)
CHF 100 Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 CHF 30 Source: AVB ÖKK START 2026, edition 2027, p. 4 Helsana HOSPITAL Halbprivat Halbprivat better Recovery stay (per day)
CHF 100 Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 CHF 50 Source: AVB ÖKK START 2026, edition 2027, p. 4 Helsana HOSPITAL Halbprivat Halbprivat better Maximum cure days per year
21 Source: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 21 Source: AVB ÖKK START 2026, edition 2027, p. 4 equal Transitional care after hospital
Yes Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 No verified information not comparable
All products in “Cures and recovery” compared
Contract terms
Feature
Helsana HOSPITAL Halbprivat Halbprivat
ÖKK ÖKK START
Result Minimum contract duration in years
1 Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable Cancellation notice in months
3 months Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 2 Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal Family discount
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 not comparable Accident cover included
No verified information Yes Source: AVB ÖKK START 2026, edition 2027, p. 2 not comparable Other notable benefits
No verified information Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverage Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.