Helsana HOSPITAL Privat Privat vs. ÖKK ÖKK SPITAL SPITAL PRIVAT: benefits compared
Direct comparison of Helsana HOSPITAL Privat Privat and ÖKK ÖKK SPITAL SPITAL PRIVAT in 5 categories. All values come from the policy terms and are backed by their source.
Helsana HOSPITAL Privat Privat is better on 2 features, ÖKK ÖKK SPITAL SPITAL PRIVAT on 1; both are equal on 5.
- Helsana HOSPITAL Privat Privat
- ÖKK ÖKK SPITAL SPITAL PRIVAT
- Compare with other products
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Hospital
Maternity
| Feature | Helsana HOSPITAL Privat Privat | ÖKK ÖKK SPITAL SPITAL PRIVAT | Result |
|---|---|---|---|
| Waiting period in months | 12 monthsSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 | equal |
| Home birth | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Birth centre | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 | equal |
Travel abroad
| Feature | Helsana HOSPITAL Privat Privat | ÖKK ÖKK SPITAL SPITAL PRIVAT | Result |
|---|---|---|---|
| Worldwide validity | YesSource: AVB Krankenzusatzversicherungen (VVG), Ausgabe 1. Januar 2027 (aktuell auf helsana.ch publiziert), edition 2027, p. 1 | YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | equal |
| Planned treatment abroad | UnlimitedSource: Leistungsuebersicht Spitalzusatzversicherungen 2026/27, edition 2027, p. 3 | No verified information | not comparable |
Cures and recovery
| Feature | Helsana HOSPITAL Privat Privat | ÖKK ÖKK SPITAL SPITAL PRIVAT | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Recovery stay (per day) | CHF 200Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | No verified information | not comparable |
| Maximum cure days per year | 21Source: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 3 | 60Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 | ÖKK ÖKK SPITAL SPITAL PRIVAT better |
| Transitional care after hospital | YesSource: ZVB HOSPITAL Halbprivat und HOSPITAL Privat, Ausgabe 1. September 2018, edition 2027, p. 2 | No verified information | not comparable |
Contract terms
Information only, not advice, no guarantee. The insurers' own documents are authoritative.