Home Supplementary insurance at a glance KPT Pulse Pulse Eco vs. KPT Pulse Pulse Top: benefits compared KPT Pulse Pulse Eco vs. KPT Pulse Pulse Top: benefits compared
Direct comparison of KPT Pulse Pulse Eco and KPT Pulse Pulse Top in 6 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Eco is better on 0 features, KPT Pulse Pulse Top on 3; both are equal on 11.
Medicines and medical aids
Feature
KPT Pulse Pulse Eco
KPT Pulse Pulse Top
Result Medicines outside the SL (percent)
90% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 90% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 equal Medicines outside the SL: maximum
CHF 50’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 CHF 50’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 equal Medical aids: annual cap
CHF 150 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 CHF 300 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 KPT Pulse Pulse Top better
All products in “Medicines and medical aids” compared
Prevention
Feature
KPT Pulse Pulse Eco
KPT Pulse Pulse Top
Result Vaccinations (percent)
100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 equal Vaccinations: annual cap
CHF 200 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 CHF 400 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 KPT Pulse Pulse Top better Gynaecological screening (percent)
100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 100% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 equal Coverage (percent)
No verified information 75% Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 not comparable Annual cap
No verified information CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 not comparable Health check-up
No verified information CHF 2’000 Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 not comparable
All products in “Prevention” compared
Contract terms
Feature
KPT Pulse Pulse Eco
KPT Pulse Pulse Top
Result Minimum contract duration in years
1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 1 Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Cancellation notice in months
3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 3 months Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Insurer does not cancel after a claim
Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal Accident cover included
Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 Yes Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 equal Prerequisite
The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP). Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 not comparable Premium and age
Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 3 Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January. Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.