KPT Pulse Pulse Eco vs. ÖKK ÖKK START: benefits compared
Direct comparison of KPT Pulse Pulse Eco and ÖKK ÖKK START in 2 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Eco is better on 1 features, ÖKK ÖKK START on 1; both are equal on 3.
- KPT Pulse Pulse Eco
- ÖKK ÖKK START
- Compare with other products
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Medicines and medical aids
| Feature | KPT Pulse Pulse Eco | ÖKK ÖKK START | Result |
|---|---|---|---|
| Medicines outside the SL (percent) | 90%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | 90%Source: AVB ÖKK START 2026, edition 2027, p. 3 | equal |
| Medicines outside the SL: maximum | CHF 50’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | CHF 20’000Source: AVB ÖKK START 2026, edition 2027, p. 3 | KPT Pulse Pulse Eco better |
| Medical aids: annual cap | CHF 150Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | CHF 300Source: AVB ÖKK START 2026, edition 2027, p. 3 | ÖKK ÖKK START better |
| Medical aids (percent) | No verified information | 50%Source: AVB ÖKK START 2026, edition 2027, p. 3 | not comparable |
Contract terms
| Feature | KPT Pulse Pulse Eco | ÖKK ÖKK START | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Cancellation notice in months | 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | No verified information | not comparable |
| Insurer does not cancel after a claim | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 | equal |
| Accident cover included | YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 | YesSource: AVB ÖKK START 2026, edition 2027, p. 2 | equal |
| Prerequisite | The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 1 | No verified information | not comparable |
| Premium and age | Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Eco, edition 2027, p. 3 | No verified information | not comparable |
| Family discount | No verified information | YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 | not comparable |
| Other notable benefits | No verified information | Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverageSource: AVB ÖKK START 2026, edition 2027, p. 4 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.