KPT Pulse Pulse Top vs. SWICA Completa Top: benefits compared
Direct comparison of KPT Pulse Pulse Top and SWICA Completa Top in 5 categories. All values come from the policy terms and are backed by their source.
KPT Pulse Pulse Top is better on 2 features, SWICA Completa Top on 1; both are equal on 3.
Alternative medicine
| Feature |
KPT Pulse Pulse Top |
SWICA Completa Top |
Result |
|---|
| Coverage (percent) |
75%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 |
90%Source: ZB Completa Top (VVG), edition 2027, p. 4 |
SWICA Completa Top better |
|---|
| Annual cap |
CHF 2’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Natural remedies (percent) |
75%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Natural remedies: annual cap |
CHF 250Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Therapist requirements |
Federally certified doctor with Fachausweis, or therapist recognised by EMR or ASCA for the treatment; methods must be on KPT listSource: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 3 |
No verified information |
not comparable |
|---|
| Maximum per session |
No verified information |
CHF 80Source: ZB Completa Top (VVG), edition 2027, p. 4 |
not comparable |
|---|
All products in “Alternative medicine” compared
Medicines and medical aids
| Feature |
KPT Pulse Pulse Top |
SWICA Completa Top |
Result |
|---|
| Medicines outside the SL (percent) |
90%Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 |
90%Source: ZB Completa Top (VVG), edition 2027, p. 4 |
equal |
|---|
| Medicines outside the SL: maximum |
CHF 50’000Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 2 |
No verified information |
not comparable |
|---|
| Medical aids: annual cap |
CHF 300Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 |
CHF 200Source: ZB Completa Top (VVG), edition 2027, p. 6 |
KPT Pulse Pulse Top better |
|---|
| Medical aids (percent) |
No verified information |
90%Source: ZB Completa Top (VVG), edition 2027, p. 6 |
not comparable |
|---|
All products in “Medicines and medical aids” compared
Contract terms
| Feature |
KPT Pulse Pulse Top |
SWICA Completa Top |
Result |
|---|
| Minimum contract duration in years |
1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
No verified information |
not comparable |
|---|
| Cancellation notice in months |
3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
3 monthsSource: AVB Zusatzversicherungen (VVG), Ausgabe 2027 (gültig ab 01.01.2027), edition 2027, p. 6 |
equal |
|---|
| Insurer does not cancel after a claim |
YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 |
No verified information |
not comparable |
|---|
| Accident cover included |
YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 |
No verified information |
not comparable |
|---|
| Prerequisite |
The insurance only exists as long as the insured is subject to the mandatory basic insurance (OKP).Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 1 |
No verified information |
not comparable |
|---|
| Premium and age |
Premiums are age-based in 5-year age bands from 00–05 to 91+; moving to a higher band usually raises the premium on 1 January.Source: Besondere Bedingungen ambulante Zusatzversicherung Pulse Top, edition 2027, p. 5 |
No verified information |
not comparable |
|---|
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.