Home Supplementary insurance at a glance ÖKK ÖKK SPITAL SPITAL GLOBAL vs. ÖKK ÖKK SPITAL SPITAL HALBPRIVAT: benefits compared ÖKK ÖKK SPITAL SPITAL GLOBAL vs. ÖKK ÖKK SPITAL SPITAL HALBPRIVAT: benefits compared
Direct comparison of ÖKK ÖKK SPITAL SPITAL GLOBAL and ÖKK ÖKK SPITAL SPITAL HALBPRIVAT in 5 categories. All values come from the policy terms and are backed by their source.
ÖKK ÖKK SPITAL SPITAL GLOBAL is better on 1 features, ÖKK ÖKK SPITAL SPITAL HALBPRIVAT on 0; both are equal on 9.
Hospital
Feature
ÖKK ÖKK SPITAL SPITAL GLOBAL
ÖKK ÖKK SPITAL SPITAL HALBPRIVAT
Result Free hospital choice across Switzerland
Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal Allowance for staying in a lower ward (per day)
CHF 400 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 CHF 300 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 ÖKK ÖKK SPITAL SPITAL GLOBAL better Psychiatric clinic: maximum days
90 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 90 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal Ward
Private ward worldwide (single room) Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 Semi-private ward in Switzerland (two-bed room) Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 not comparable
All products in “Hospital” compared
Maternity
Feature
ÖKK ÖKK SPITAL SPITAL GLOBAL
ÖKK ÖKK SPITAL SPITAL HALBPRIVAT
Result Waiting period in months
12 months Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 12 months Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 equal Birth centre
Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal
All products in “Maternity” compared
Travel abroad
Feature
ÖKK ÖKK SPITAL SPITAL GLOBAL
ÖKK ÖKK SPITAL SPITAL HALBPRIVAT
Result Emergency cover cap
Unlimited Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable Worldwide validity
Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 Yes Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 equal Planned treatment abroad
Unlimited Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 No verified information not comparable
All products in “Travel abroad” compared
Cures and recovery
Feature
ÖKK ÖKK SPITAL SPITAL GLOBAL
ÖKK ÖKK SPITAL SPITAL HALBPRIVAT
Result Maximum cure days per year
60 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 60 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 equal
All products in “Cures and recovery” compared
Contract terms
Feature
ÖKK ÖKK SPITAL SPITAL GLOBAL
ÖKK ÖKK SPITAL SPITAL HALBPRIVAT
Result Minimum contract duration in years
3 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 3 Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 equal Cancellation notice in months
3 months Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 3 months Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal Suspension possible
Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 equal
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.