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ÖKK ÖKK SPITAL SPITAL HALBPRIVAT vs. ÖKK ÖKK SPITAL SPITAL PRIVAT: benefits compared

Direct comparison of ÖKK ÖKK SPITAL SPITAL HALBPRIVAT and ÖKK ÖKK SPITAL SPITAL PRIVAT in 5 categories. All values come from the policy terms and are backed by their source.

ÖKK ÖKK SPITAL SPITAL HALBPRIVAT is better on 0 features, ÖKK ÖKK SPITAL SPITAL PRIVAT on 1; both are equal on 9.

Hospital

Feature ÖKK ÖKK SPITAL SPITAL HALBPRIVAT ÖKK ÖKK SPITAL SPITAL PRIVAT Result
Free hospital choice across Switzerland YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal
Allowance for staying in a lower ward (per day) CHF 300Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 CHF 400Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 5 ÖKK ÖKK SPITAL SPITAL PRIVAT better
Psychiatric clinic: maximum days 90Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 90Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal
Ward Semi-private ward in Switzerland (two-bed room)Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 Private ward in Switzerland (single room)Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 not comparable

All products in “Hospital” compared

Maternity

Feature ÖKK ÖKK SPITAL SPITAL HALBPRIVAT ÖKK ÖKK SPITAL SPITAL PRIVAT Result
Waiting period in months 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 12 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 7 equal
Birth centre YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 3 equal

All products in “Maternity” compared

Travel abroad

Feature ÖKK ÖKK SPITAL SPITAL HALBPRIVAT ÖKK ÖKK SPITAL SPITAL PRIVAT Result
Worldwide validity YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 YesSource: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 equal

All products in “Travel abroad” compared

Cures and recovery

Feature ÖKK ÖKK SPITAL SPITAL HALBPRIVAT ÖKK ÖKK SPITAL SPITAL PRIVAT Result
Maximum cure days per year 60Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 60Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 4 equal

All products in “Cures and recovery” compared

Contract terms

Feature ÖKK ÖKK SPITAL SPITAL HALBPRIVAT ÖKK ÖKK SPITAL SPITAL PRIVAT Result
Minimum contract duration in years 3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 3Source: AVB ÖKK SPITAL (FLEX MINI, FLEX, HALBPRIVAT, PRIVAT, GLOBAL), Ausgabe 1.1.2026, edition 2027, p. 2 equal
Cancellation notice in months 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 3 monthsSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal
Suspension possible YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 YesSource: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 5 equal

All products in “Contract terms” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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