Assura Optima Plus Varia

Verified benefits of Assura Optima Plus Varia (Hospital): 11 details in 4 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 43 of 50

FeatureValue
Free hospital choice across Switzerland Not coveredSource: BVB Optima Plus Varia (07.2015), edition 2027, p. 1
Psychiatric clinic: maximum days Not coveredSource: BVB Optima Plus Varia (07.2015), edition 2027, p. 2
Acute hospital: maximum days UnlimitedSource: BVB Optima Plus Varia (07.2015), edition 2027, p. 1
Ward Private ward (single room) in an institution approved by AssuraSource: BVB Optima Plus Varia (07.2015), edition 2027, p. 1

All products in “Hospital” compared

Travel abroad

Rank =36 of 49

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Cures and recovery

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Contract terms

Rank =64 of 126

FeatureValue
Minimum contract duration in years 3Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
Cancellation notice in months 3 monthsSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
Insurer does not cancel after a claim YesSource: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2
Notable exclusions Excluded: pre-existing conditions, prior accidents, mental illness, palliative care, obesity, maternity; only approved providers (benefits in kind).Source: BVB Optima Plus Varia (07.2015), edition 2027, p. 2
Other notable benefits Special nursing care in hospital up to CHF 1,000 per calendar year; treatment in non-approved institution reimbursed up to CHF 300 per day.Source: BVB Optima Plus Varia (07.2015), edition 2027, p. 1

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Facts

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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