Atupri Spital Spital Opti 1

Name: Atupri Spital Spital Opti 1
Brand: Atupri

Verified benefits of Atupri Spital Spital Opti 1 (Hospital): 23 details in 5 categories, each with its source from the policy terms. As of 2027.

Hospital

Rank 40 of 50

Feature	Value
Free hospital choice across Switzerland	Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3
Ward choice at admission	YesSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4
Cost share semi-private (percent)	40%Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4
Cost share private (percent)	50%Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4
Maximum cost share per year	CHF 8’000Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4
Coverage in non-listed hospitals	Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3
Psychiatric clinic: maximum days	90Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2
Rooming-in (per day)	CHF 50Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2
Ward	General, semi-private or private ward of the insured's choice, with corresponding cost share.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 1

All products in “Hospital” compared

Maternity

Feature	Value
Newborns without health check	Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2

All products in “Maternity” compared

Travel abroad

Rank 9 of 49

Feature	Value
Emergency cover cap	CHF 40’000Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4
Worldwide validity	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3
Planned treatment abroad	Not coveredSource: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3

All products in “Travel abroad” compared

Contract terms

Rank 1 of 126

Feature	Value
Minimum contract duration in years	1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Cancellation notice in months	3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Maximum entry age	70Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 1
Insurer does not cancel after a claim	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4
Family discount	YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6
Premium and age	Premium is based on age classes; it changes at the start of the year in which age 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70 is reached.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2
Notable exclusions	Only acute hospital stays are covered; no outpatient treatment (except Art. 6.3), no stays in hospitals not on the cantonal hospital list, no benefits if travelling abroad for treatment; psychiatric clinic limited to 90 days per year.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3
Other notable benefits	Uncovered costs of the healthy newborn after birth in a private/semi-private ward are paid from the mother's Spital insurance.Source: ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3

All products in “Contract terms” compared

Legal protection

Rank =4 of 22

Feature	Value
Patient legal protection per case	CHF 250’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13
Legal protection abroad per case	CHF 50’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13

All products in “Legal protection” compared

Facts

Atupri Spital Spital Opti 1: Free hospital choice across Switzerland: Not covered (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Spital Spital Opti 1: Ward choice at admission: Yes (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Cost share semi-private (percent) 40% (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Cost share private (percent) 50% (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Maximum cost share per year CHF 8’000 (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Coverage in non-listed hospitals: Not covered (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Spital Spital Opti 1: Psychiatric clinic: maximum days 90 (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Spital Spital Opti 1: Rooming-in (per day) CHF 50 (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Spital Spital Opti 1: Newborns without health check: Not covered (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 2).
Atupri Spital Spital Opti 1: Emergency cover cap CHF 40’000 (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Worldwide validity: Yes (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3).
Atupri Spital Spital Opti 1: Planned treatment abroad: Not covered (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 3).
Atupri Spital Spital Opti 1: Minimum contract duration in years 1 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Cancellation notice in months 3 months (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Maximum entry age 70 (ZVB Spital, Ausgabe 1.1.2022, edition 2027, p. 1).
Atupri Spital Spital Opti 1: Insurer does not cancel after a claim: Yes (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4).
Atupri Spital Spital Opti 1: Family discount: Yes (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6).
Atupri Spital Spital Opti 1: Patient legal protection per case CHF 250’000 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13).
Atupri Spital Spital Opti 1: Legal protection abroad per case CHF 50’000 (AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13).

Direct comparisons

Information only, not advice, no guarantee. The insurers' own documents are authoritative.