Home Supplementary insurance at a glance Assura Complementa Extra vs. ÖKK ÖKK START: benefits compared Assura Complementa Extra vs. ÖKK ÖKK START: benefits compared
Direct comparison of Assura Complementa Extra and ÖKK ÖKK START in 8 categories. All values come from the policy terms and are backed by their source.
Assura Complementa Extra is better on 3 features, ÖKK ÖKK START on 3; both are equal on 4.
Medicines and medical aids
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Medicines outside the SL: maximum
CHF 50’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 20’000 Source: AVB ÖKK START 2026, edition 2027, p. 3 Assura Complementa Extra better Medicines outside the SL (percent)
No verified information 90% Source: AVB ÖKK START 2026, edition 2027, p. 3 not comparable Medical aids (percent)
No verified information 50% Source: AVB ÖKK START 2026, edition 2027, p. 3 not comparable Medical aids: annual cap
No verified information CHF 300 Source: AVB ÖKK START 2026, edition 2027, p. 3 not comparable
All products in “Medicines and medical aids” compared
Glasses and contact lenses
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Contribution for adults
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 80 Source: AVB ÖKK START 2026, edition 2027, p. 3 Assura Complementa Extra better Period for adults in months
12 months Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 12 months Source: AVB ÖKK START 2026, edition 2027, p. 3 equal Laser eye surgery
CHF 100 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable
All products in “Glasses and contact lenses” compared
Dental care
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Annual cap
CHF 1’000 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Orthodontics for children
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Orthodontics: maximum amount
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Dental deductible
CHF 500 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 No verified information not comparable Dental treatment abroad
Not covered Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 Yes Source: AVB ÖKK START 2026, edition 2027, p. 4 ÖKK ÖKK START better Benefits up to age
No verified information 25 Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable Wisdom teeth removal
No verified information Yes Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Dental care” compared
Cures and recovery
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Recovery stay (per day)
CHF 40 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 CHF 50 Source: AVB ÖKK START 2026, edition 2027, p. 4 ÖKK ÖKK START better Maximum cure days per year
21 Source: BVB Complementa Extra (07.2015), edition 2027, p. 2 21 Source: AVB ÖKK START 2026, edition 2027, p. 4 equal Spa cure (per day)
No verified information CHF 30 Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Cures and recovery” compared
Home help
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Daily cap
CHF 50 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 CHF 40 Source: AVB ÖKK START 2026, edition 2027, p. 4 Assura Complementa Extra better Maximum number of days
30 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Home nursing (per day)
CHF 200 Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 No verified information not comparable Annual cap
No verified information CHF 400 Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Home help” compared
Contract terms
Feature
Assura Complementa Extra
ÖKK ÖKK START
Result Minimum contract duration in years
3 Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Cancellation notice in months
3 months Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Insurer does not cancel after a claim
Yes Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 6 equal Accident cover included
Yes Source: BVB Complementa Extra (07.2015), edition 2027, p. 1 Yes Source: AVB ÖKK START 2026, edition 2027, p. 2 equal Premium and age
Premium set by age at conclusion; children 0-18 move to next age band at 19, young adults 19-25 at 26, then definitive Source: AVB Zusatzversicherungen VVG (Ausgabe 07.2015, aktualisiert 01.2022), edition 2027, p. 2 No verified information not comparable Family discount
No verified information Yes Source: ÖKK LIVE Gemeinsame Bestimmungen (AVB), Ausgabe 1.1.2023, Stand 2026, edition 2027, p. 9 not comparable Other notable benefits
No verified information Thermal bath 50% up to 12 entries per year; public transport costs 90% up to CHF 100 per year for treatments far from home; inpatient rehabilitation up to 60 days per year at full cost coverage Source: AVB ÖKK START 2026, edition 2027, p. 4 not comparable
All products in “Contract terms” compared
Information only, not advice, no guarantee. The insurers' own documents are authoritative.