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Atupri Intense vs. KPT Spital-Zusatzversicherung Allgemein: benefits compared

Direct comparison of Atupri Intense and KPT Spital-Zusatzversicherung Allgemein in 6 categories. All values come from the policy terms and are backed by their source.

Atupri Intense is better on 1 features, KPT Spital-Zusatzversicherung Allgemein on 2; both are equal on 1.

Maternity

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Breastfeeding allowance CHF 200Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 6 No verified information not comparable
Newborns without health check YesSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable
Home birth No verified information YesSource: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 2 not comparable

All products in “Maternity” compared

Travel abroad

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Worldwide validity YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 3 No verified information not comparable
Trip cancellation costs CHF 5’000Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 4 KPT Spital-Zusatzversicherung Allgemein better
Maximum trip duration in days No verified information 56Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 4 not comparable

All products in “Travel abroad” compared

Rescue and transport

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Repatriation to Switzerland UnlimitedSource: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 3 Not coveredSource: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 3 Atupri Intense better
Rescue cost cap No verified information CHF 20’000Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 3 not comparable

All products in “Rescue and transport” compared

Cures and recovery

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Spa cure (per day) CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable
Recovery stay (per day) CHF 60Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 No verified information not comparable
Maximum cure days per year No verified information 30Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 2 not comparable

All products in “Cures and recovery” compared

Contract terms

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Minimum contract duration in years 1Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 2 1Source: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 equal
Maximum entry age 70Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 No verified information not comparable
Premium and age Premiums are graded by age band; they can change at the start of the year in which ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65, 70, 75 and 80 are reached.Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 1 Premium is tiered by age; moving to a higher age band usually raises the premium on 1 January; bands differ for entry up to age 50 and from 51Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 5 not comparable
Other notable benefits Covers treatment of obesity (BMI 30+), sleep analyses/training, hair-loss preparations, up to three extra ultrasounds and genetic tests in pregnancy, and breast reduction (BMI max 30).Source: ZVB Intense, Ausgabe 1.4.2024, edition 2027, p. 5 Inpatient rehabilitation with full cost coverage in the insured ward for up to 60 days within 5 calendar years; hospital services abroad up to CHF 20,000 worldwideSource: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 4 not comparable
Cancellation notice in months No verified information 3 monthsSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable
Insurer does not cancel after a claim No verified information YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 2 not comparable
Accident cover included No verified information YesSource: AVB für die Zusatzversicherungen nach VVG, edition 2027, p. 1 not comparable

All products in “Contract terms” compared

Feature Atupri Intense KPT Spital-Zusatzversicherung Allgemein Result
Patient legal protection per case CHF 250’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13 No verified information not comparable
Legal protection abroad per case CHF 50’000Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 13 CHF 300’000Source: Besondere Bedingungen Spital-Zusatzversicherung (Allgemein, Halbprivat, Privat), edition 2027, p. 4 KPT Spital-Zusatzversicherung Allgemein better

All products in “Legal protection” compared

Information only, not advice, no guarantee. The insurers' own documents are authoritative.

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