Atupri Mivita Reala vs. EGK EGK-SUN EGK-SUN 2 (Halbprivat): benefits compared
Direct comparison of Atupri Mivita Reala and EGK EGK-SUN EGK-SUN 2 (Halbprivat) in 5 categories. All values come from the policy terms and are backed by their source.
Atupri Mivita Reala is better on 3 features, EGK EGK-SUN EGK-SUN 2 (Halbprivat) on 3; both are equal on 4.
- Atupri Mivita Reala
- EGK EGK-SUN EGK-SUN 2 (Halbprivat)
- Compare with other products
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Maternity
| Feature | Atupri Mivita Reala | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | Result |
|---|---|---|---|
| Home birth | YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 | No verified information | not comparable |
| Breastfeeding allowance | CHF 200Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 | No verified information | not comparable |
| Birth centre | YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 8 | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | equal |
| Newborns without health check | YesSource: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 | No verified information | not comparable |
Rescue and transport
| Feature | Atupri Mivita Reala | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | Result |
|---|---|---|---|
| Transport cost cap | CHF 20’000Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | CHF 100’000Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 | EGK EGK-SUN EGK-SUN 2 (Halbprivat) better |
Cures and recovery
| Feature | Atupri Mivita Reala | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | Result |
|---|---|---|---|
| Spa cure (per day) | CHF 60Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | Atupri Mivita Reala better |
| Recovery stay (per day) | CHF 60Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | Atupri Mivita Reala better |
| Maximum cure days per year | 10Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 4 | 21Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 5 | EGK EGK-SUN EGK-SUN 2 (Halbprivat) better |
Home help
| Feature | Atupri Mivita Reala | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | Result |
|---|---|---|---|
| Daily cap | CHF 40Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6 | No verified information | not comparable |
| Maximum number of days | 30Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 6 | No verified information | not comparable |
| Home nursing (per day) | CHF 40Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 11 | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 | EGK EGK-SUN EGK-SUN 2 (Halbprivat) better |
| Childcare during illness (per day) | No verified information | CHF 50Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 6 | not comparable |
Contract terms
| Feature | Atupri Mivita Reala | EGK EGK-SUN EGK-SUN 2 (Halbprivat) | Result |
|---|---|---|---|
| Minimum contract duration in years | 1Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 1Source: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Cancellation notice in months | 3 monthsSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | 3 monthsSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Maximum entry age | 70Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 2 | 60Source: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | Atupri Mivita Reala better |
| Insurer does not cancel after a claim | YesSource: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 4 | YesSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 4 | equal |
| Premium and age | Premiums are set by current age in age classes and generally rise with age; the premium changes at ages 13, 19, 26, 30, 35, 40, 45, 50, 55, 60, 65 and 70.Source: AVB Zusatzversicherungen nach VVG, Ausgabe 1.1.2026, edition 2027, p. 6 | No verified information | not comparable |
| Notable exclusions | Benefits only for treatment in Switzerland (except emergencies, glasses/aids, spa cures Extensa); no benefits for outpatient hospital treatment, chronic inpatient care, or semi-private/private ward stays; benefits depend on age and sex life phase.Source: ZVB Mivita (Reala), Ausgabe 1.1.2022, edition 2027, p. 3 | No verified information | not comparable |
| Family discount | No verified information | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 9 | not comparable |
| Upgrade without a health check | No verified information | Not coveredSource: AVB/VVG Zusatzversicherungen, Ausgabe 1.1.2024, edition 2027, p. 5 | not comparable |
| Suspension possible | No verified information | YesSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 10 | not comparable |
| Accident cover included | No verified information | Not coveredSource: EVB/VVG EGK-SUN, Ausgabe 2024, edition 2027, p. 3 | not comparable |
Information only, not advice, no guarantee. The insurers' own documents are authoritative.